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Klw2601

Working out PPI calculations

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Afternoon, sorry to ask something again

I have actively searched the forums and found some spreadsheet but im still at a loss as to how you get a guide figure of PPI redress. I have 2 more loans from a SAR that I need a figure for. This is the first if I can manage to copy and paste correctly..

 

Screenshot_20190421-141401_Word.jpg

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And the second is here which was paid for 31/48 months. I just can't seem to fathom out and calculations :-(

Screenshot_20190421-151400_Word.jpg

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can you put those into ONE multipage pdf so we can zzoommm please

read upload

 

how to calc is in my sig below

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Hi again dx, I'm so sorry I don't know how to do that and I can't see a signature ?! I'm not very good with technology I just managed to screenshot the document. Should I delete it ? Thanks for all your help

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For the 'signature', if you look at the bottom of dx's post, below the sentence in red block capitals and the one in black block caps, no 2 is Reclaim PPI with a link in blue to click on. I think this is the one dx means.

 

HB


Illegitimi non carborundum

 

 

 

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point 1 read it through 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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PPIPCM= 1174/6174*100=19%

 

so anything you paid and when 19% was PPI on that payment date

was this 1st loan paid off by another?
 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Hi dx no it wasn't 😕 the 1st ended Jan 03 and the second started June 2004, I'm so very useless I just can't work anything outx

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so there you go then done it for you. above

 

use the statint sheet

put every PPI payment in on the day you actually paid....

 

i'e you made a payment 3rd august 2004...19% of that was for PPI..thats what you put in the spready

then the next etc etc.

 

you do the same on their own statint sheet for the other 2 loan

using the same calc PPIPCM%=

PPI/PPI+Loaned sumX100=PPIPCM%

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Thanks dx, one more question 😕

 

the final payment I paid 6014.71 after 6 months,

presumably because the ppi was front loaded and the loan was only 5000 that final payment included the rest of the total ppi (1174 added at the beginning)

 

if i got a rebate would it of shown on the statement as i cant remember from so many years ago!? 

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whatever it was you need the date and the rebate.

then you enter that as a MINUS figure in the spready same as a PPI payment on the date they made it.

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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