Jump to content


Recommended Posts

Hi

 

Just a question on an old charging order - if anyone can give us some advice on it's current standing.

 

Charging order was taken out by Black Horse - back in 2011.

 

Since then the account has been sold twice - neither of the last two companies have mentioned the CO in correspondence they've sent.

 

I have recently checked with Land Registry on another unrelated matter - and it still shows as Black Horse as the company responsible for the CO..

 

Question is - now that Black Horse no longer own the account, and that the debt has been sold twice - what is the status of the charging order?

 

Second question is: if we was the sell the property - what would happen given that Black Horse no longer own the debt?

Share this post


Link to post
Share on other sites

is this a CO as a result of a CCJ?

if so 

is the home jointly owned

was the debt just in his name?
 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

This was the result of a CCJ

 

The house is jointly owned, but the loan was in both names (at the insistence of Black Horse).

 

The house is also a shared ownership property, so we own half of it and a housing association owns the other half.

Share this post


Link to post
Share on other sites

it would not take much for the present owner of the CO to get that changed to their name.

as far as I am aware, if the property is sold, then it will need paying.

 

whos the owner now

or more correctly, whose been sending letters and what do they say?

bet DLC is in the mix...


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

The Charging Order remains valid and connected to the assignee..it will require settlement if you were to sell the property.

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...