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Hi

 

Just a question on an old charging order - if anyone can give us some advice on it's current standing.

 

Charging order was taken out by Black Horse - back in 2011.

 

Since then the account has been sold twice - neither of the last two companies have mentioned the CO in correspondence they've sent.

 

I have recently checked with Land Registry on another unrelated matter - and it still shows as Black Horse as the company responsible for the CO..

 

Question is - now that Black Horse no longer own the account, and that the debt has been sold twice - what is the status of the charging order?

 

Second question is: if we was the sell the property - what would happen given that Black Horse no longer own the debt?

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is this a CO as a result of a CCJ?

if so 

is the home jointly owned

was the debt just in his name?
 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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This was the result of a CCJ

 

The house is jointly owned, but the loan was in both names (at the insistence of Black Horse).

 

The house is also a shared ownership property, so we own half of it and a housing association owns the other half.

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it would not take much for the present owner of the CO to get that changed to their name.

as far as I am aware, if the property is sold, then it will need paying.

 

whos the owner now

or more correctly, whose been sending letters and what do they say?

bet DLC is in the mix...

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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The Charging Order remains valid and connected to the assignee..it will require settlement if you were to sell the property.

 

Andy

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