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    • HRT process for returning British citizens can be quick, if they show evidence of now being resident in the UK and working or looking for work. So important to take all documents to Job Centre appointment confirming ID, residency at an address, evidence of work or looking for work e.g. Job applications.   if enough evidence is provided a decision can be made in a few days. And once entitlement is confirmed, then your Son can apply for an advance payment.   Under Universal Credit, once the claim is up and running, then first normal payment made after 5 weeks from start date. Work search appointments regularity can depend on Job Centre and how busy they are. Some people have appointments every fortnight and others once a month approx.  The important thing is complying with commitment and not missing appointments to avoid sanction. It is people who fail to attend work search and other mandatory appointments or fail to show sufficient evidence of looking for work, who can end up with a sanction.
    • Thanks dx100uk - response to relevant questions provided below. I will provide photos of signage at entrance and further photos of marked bays at same location in separate response.   For a windscreen ticket (Notice To Driver) please answer the following questions....  I received a Parking Charge Notice (SIP)   1 The date of infringement? 11/05/2019 @ 16:01   2 Have you yet appealed to the parking company yet? No   if you have then please post up whatever you sent and how you sent it and the date you sent it, suitably redacted. [as a PDF- follow the upload guide  N/A   has there been a response? N/A please post it up as well, suitably redacted. [as a PDF- follow the upload guide]   If you haven't appealed yet - ,.........   have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] Not yet as only 12 days since alleged infringement what date is on it Did the NTK provide photographic evidence? N/A yet   3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N? ]N/A yet   4 If you appealed after receiving the NTK, did the parking company give you any information regarding the further appeals process? N/A yet [it is well known that parking companies will reject any appeal whatever the circumstances]   5 Who is the parking company? Simple Intelligent Parking (SIP)   6. where exactly [Carpark name and town] did you park? Harding Street, Manchester
    • wasn't always that way changed with the spc rules of 2016. also, staple a copy of the cabot no cca letter to the courts copy. dx
    • sar to MBNA CCA request to arrows   their address means their address not YOURS!!   once they or anyone you are blindly paying fails the CCA request after 12+2 working days your option to cease payment until they comply exists.    
    • for an account from 1998 I would suspect penalty/OD charges and the interest they have caused far outweigh any outstanding sum owed now. you shoyld have stop the month after you started the same with any other debts you are blindly paying. it probably that fact alone that has given PRA the idea to PAP you, as they can see you are blindly paying and think they can easily frighten you into more free money to their drinkies/holiday staff funds  
  • Our picks

    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 3 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
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      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
      You are entitled to refuse counsellor visits and not incur any charges.
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      We are hearing stories of people being charged for counsellor visits for which there is no evidence that they were even attempted.
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      You should ascertain how much has been taken from you and claim it back. The chances of winning are better than 90%. It is highly likely that the lender will attempt to avoid court action and offer you back your money.
      However, you should ensure that you receive a proper rate of interest and this means that you should be seeking at least restitutionary damages - which would be much higher than the statutory 8%.
      Furthermore, you should assess whether the paying of demands for unlawful excessive charges has also out you further into arrears and if this has caused you further penalties in terms of extra interest or any other prejudice. This should be claimed as well.
      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
      • 0 replies
Andres1974

Chiltern Rails - ticket not valid for entire journey

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Good morning all. I am very glad I found this forum.

I wanted to request assistance on a few questions please.

 

Story:

I was caught with a ticket from Marylebone to location B (my home location), but the ticket was only valid to location A.

This trainline has different journeys, where some do stop in location A, but this one in particular didn't. It was straight to my home.

The ticket inspector came and asked for my ticket, which i showed.

 

He inquired about the ticket and I hesitated, but made up a story that I had a business meeting in location A, but he didn't believe me (I don't blame him).

He then asked for my ID and I told him I didn't have it with me.

 

He asked for my name and address and proof (like a bank statement), which I showed from my phone.

He was going to take a picture and I put my phone away,

 

he then started asking about my date of birth and what I did for a living.

At that point and to add to the fire,  i started asking him if he had the right to ask for all this information as he was a civilian.

Obviously, he didn't like that.

 

I asked as I felt intimated, he then said that he could call the British Transit Police if I refused to cooperate.

I told him I had cooperated, he wanted by name and address and I had given those to him, that I felt I should be able to inquire about how much authority he had over a civilian and he was one him self.

 

He then asked me to get off with him in location B,

he sat in a bench and started writing in a notepad what seemed to be the recollection of questions and answers.

 

I realized we were not going to get to any resolution so I asked if he could legally hold me.

He said "no", but that he was almost done.

 

I decided to walk away, he turn his camera and read a version of the Miranda Rights (if this questions could be used in court, etc) and started following me.

I replied "no" and carried on walking. 

 

By reading the forum, i am pretty sure I am going to get a letter.

 

My question: 

 

1. Is there a point to hire a solicitor to help me deal with this from the get go?

If this is the case, does anyone know the approximate cost and recommended ones. 

 

2. When I get the letter, I was thinking that instead of writing the summary of events from below,

just simply stating 'Yes, i was a with ticket that didn't complete the full journey' admitting I was in the wrong and start asking to pay the ticket and a fine?

Is there a point telling the whole story? 

 

Has anyone had an experience similar to mine?

I would appreciate any feedback, tips and recommendations. 

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I would await the letter, IF one comes

then we'll deal with what it is ACTUALLY charging you with appropriately.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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I can’t see how a solicitor will help.

await the letter, and see what they are considering proceeding with.

 

they might go for the (strict liability) Byelaw offence (which they will achieve no problem).

 

they may choose to use the “with intent to avoid” Regulation of Railways Act 1889 s5(3)(b) statute, and it isn’t a stretch that they will prove intent to a court’s satisfaction.

 

Given you weren’t entirely compliant with the member of rail staff : how do you intend to persuade them to use an alternative to prosecution? 

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On 18/04/2019 at 10:57, Andres1974 said:

Good morning all. I am very glad I found this forum.

I wanted to request assistance on a few questions please.

 

Story:

I was caught with a ticket from Marylebone to location B (my home location), but the ticket was only valid to location A.

This trainline has different journeys, where some do stop in location A, but this one in particular didn't. It was straight to my home.

The ticket inspector came and asked for my ticket, which i showed.

 

He inquired about the ticket and I hesitated, but made up a story that I had a business meeting in location A, but he didn't believe me (I don't blame him).

He then asked for my ID and I told him I didn't have it with me.

 

He asked for my name and address and proof (like a bank statement), which I showed from my phone.

He was going to take a picture and I put my phone away,

 

he then started asking about my date of birth and what I did for a living.

At that point and to add to the fire,  i started asking him if he had the right to ask for all this information as he was a civilian.

Obviously, he didn't like that.

 

I asked as I felt intimated, he then said that he could call the British Transit Police if I refused to cooperate.

I told him I had cooperated, he wanted by name and address and I had given those to him, that I felt I should be able to inquire about how much authority he had over a civilian and he was one him self.

 

He then asked me to get off with him in location B,

he sat in a bench and started writing in a notepad what seemed to be the recollection of questions and answers.

 

I realized we were not going to get to any resolution so I asked if he could legally hold me.

He said "no", but that he was almost done.

 

I decided to walk away, he turn his camera and read a version of the Miranda Rights (if this questions could be used in court, etc) and started following me.

I replied "no" and carried on walking. 

 

By reading the forum, i am pretty sure I am going to get a letter.

 

My question: 

 

1. Is there a point to hire a solicitor to help me deal with this from the get go?

If this is the case, does anyone know the approximate cost and recommended ones. 

 

2. When I get the letter, I was thinking that instead of writing the summary of events from below,

just simply stating 'Yes, i was a with ticket that didn't complete the full journey' admitting I was in the wrong and start asking to pay the ticket and a fine?

Is there a point telling the whole story? 

 

Has anyone had an experience similar to mine?

I would appreciate any feedback, tips and recommendations. 

 

You were of course quite within your rights to ask questions with regard to the member of staff’s authority over you etc, and all you legally have to supply is your name and address. It sounds as though he thought you were being difficult? This doesn’t help your case of course, but that’s how it sounded Reading your post. 

 

I suggest awaiting any correspondence from the train operator and go from there. You mentioned you were read your rights, or words to that effect? You were cautioned, but it sounds like you chose not to answer any questions. This is of course your right, but in refusing to answer questions, you can’t really submit any defence for your actions should the matter go to court. That’s the whole idea of the caution.

 

reading your post, it sounds like you want to hold your hands up anyway, so is and when a letter does arrive, I’d suggest a ‘damage limitation’ approach and send the default grovelling reply asking to meet their reasonable admin charges to keep the matter out of court.

  • Thanks 1

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Hello and thanks for your replies. So the letter did arrive today, which i have attached as a PDF

 

Going back to my original post, can someone provide advise? I want to hold my hands up and offer to pay, but unsure what would me the ' admin' charges, how much should I offer; do i need to elaborate on the details of the incident or just saying 'Yes, i was a with ticket that didn't complete the full journey'. Is there a template I can use? 

 

Thank you very much for your replies and help

Full page photo.pdf

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you don't offer a 'sum' 

 

see this example letter...post 15

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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