Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Look at some respected Viral epidemiologists working on this new virus on Twitter versus the crazy unverified reports of people 'dropping like flies'. Plenty of conspiracy theories from people trying to sell books too.   It's widely thought that some of the increase in cases is due to not having tests available at the beginning, and that there are large numbers of people who had mild symptoms, that never got detected.  Therefore it's likely that the mortality is much lower than thought. Also think about how many people are lining up in hospitals who might only have a cold but are terrified from all the panic.   However all are urging caution, that much more will be revealed over the coming weeks as the infections accelerate.   It is terrifying to see a city on lockdown, but also worth understanding even a 0.5% fatality rate in China is 10's of millions of people. That's why they are acting like it's a Hollywood disaster movie.    
    • Hello, can anyone help please?   As part of new City regulators affordability rules I'm about to have my barclaycard (£6000 balance) taken away from me as I'm only meeting the monthly payments and never clearing down the balance. Barclaycard wrote to me and asked for £750 a month which is way out of reach on my income.    Having been around this site for many years I'm very reluctant to speak to them, does anyone have any advice on how I should proceed here? This card is around 5yrs old and I'm committed to paying off the debt. Stopping the interest and agreeing a payment plan would suit me but will they go for it? Should I let it default and just deal with the debt agency?    Any advice would be most welcome.   many thanks
    • Thanks for the revision.   The other odd thing is that the recorded delivery letter I sent to the alleged recipient has never been signed for -  the tracking simply states 'we've got your item' although it was sent 1st class on Wed 22nd - it's now the 28th.  So I can only conclude that it was refused 
    • Thank you for all your help and advice, I do appreciate it.   I think really I just need to understand why, after going to all the effort of obtaining a warrant, Spark or Marston's wouldn't do a quick check on the electoral register to see who lives here.  If not there seems the potential for them to be breaking into homes without the correct information all the time.  If there were a debt from another previous tenant that I am unaware of then using that logic they could obtain another warrant and enter again could they not?   This has left me very upset and shaken and unfortunately echoes the same feelings as being burgled a few years ago.  I really hate the thought of someone I don't know having been in my home when I'm not here.   I'll just follow the complaint procedures with the energy companies and see where I get to and try not to shout at Spark when I open the accounts to clear the balance.  The balance I am talking about clearing is mine as Spark tell me they've been supplying the property since November, not either of my preferred suppliers so I have no choice but to give them money.  I really don't feel like giving them anything under the circumstances but I'm certainly not going to do anything to make the situation worse!    
  • Our picks

garyclarke1962

Settlement offer turned down

style="text-align:center;"> Please note that this topic has not had any new posts for the last 287 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

 

I'm not sure if i'm posting this in the right place so please move if necessary.

 

I've got a CCJ against my name  - the debt collectors ive been making monthly payments to are Lowells.

All payments are up to date.

 

I've saved up some money and I was hoping to pay them off with a reduced offer, about 60% of what I owe.

 

I wrote to them and made the offer

they have written back saying that as they have a CCJ against me they don't want to accept a settlement offer at this stage but if my circumstances change, get back in touch with them.

 

Is that their way of saying make a better offer?

 

Any advice on how I should move this forward? 

 

Thanks,

Gary

Share this post


Link to post
Share on other sites

why do yo want to settle it?

it wont improve your score etc etc

 

dx

 


..

Share this post


Link to post
Share on other sites

I thought it would come off my record 6 years after being paid off? Wont my score improve once its off?

 

Share this post


Link to post
Share on other sites

CCJ is there for 6yrs regardless to if you pay it off or not

a[ satisfied CCJ is just as damaging as one that is not]

then it vanishes

doesn't mean its not owed or enforceable still mind.

 

why did you never defend it?

 

dx

 


..

Share this post


Link to post
Share on other sites

So its there for 6 years from the date its issued, or the date its paid off?

 

Didn't know how to defend it back then - I do now thanks to what I can find on here.

 

I need some advice about reclaiming charges my mortgage lender stuck on my account next, any idea where I look, or post about that?

 

Thanks dx

 

Share this post


Link to post
Share on other sites

no read what I posted carefully..

 

as for mortgage reclaiming 

look in the

  • Mortgages and Secured Loans

forum

lots of like topics there about others reclaiming stuff

and theres a guide on that forums homepage


..

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...