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danny1105

Intrum and Virgin Money CCA return

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This is the reply i have received from Intrum. Should I inform Stepchange or contact Intrum to say that they cannot collect without the CCA? and ask them to cancel the monthly collection from their end?

Intrum Virgin Money reply 260319.pdf

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any that have failed the 12+2 working days deadline you can cease pay if you wish until they do comply

 

Just copied this response from your other thread on this. No CCA, no pay.  To be fair virgin money did come up with a signed agreement in my case but it took them a long while.  However, I still never paid them a penny, and ignored all communications.  The debt went statute barred in 2014, and they never tried to issue a CCJ.

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Thanks for that.I will get Stepchange to cease payment until the CCA is received

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Just remember if I would have been paying 38 quid per month to them , I'd still be paying them now, 12 years later. Always remember the statute barred clock, it will start ticking the second you cease paying them. Even if (and it's a big if) they do come up with an agreement I wouldn't re start payment.  I would do nothing until receiving an LBA which may never come anyway.

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might be best to DUMP stepchange totally

as 90% of your debts are going to turnout this way.

its easy to do your own DMP to those that pass the tests of enforceability.

 

dx

 


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