The debt arrangement scheme is an alternative solution to Trust Deeds in Scotland, and IVAs in England, allowing you to freeze the interest on your debts and repay over a period to suit you, whereas a Trust Deed would mean writing off substantial unaffordable debt.
A key benefit of entering a DAS is that all interest, fees, penalties or charges on your debts are frozen and are waived when your complete your Debt Payment Programme (DPP). In addition, as long as you maintain payments to your mortgage and car you do not have to worry about losing them.
Another major advantage of a DAS is that it prevents creditors from taking legal action against you. In fact, you do not have to have any further direct contact with your creditors.
You need to consult a DAS approved Money Advisor who will make an application on your behalf. Individuals cannot make an application
I have received the following letter regarding an alleged debt I have been paying off at £1.00 per month for probably 10 years now following a court case.
Given it is Robinson Way my gut reaction is to put it straight into the shredder, particularly given the paragraph about 'partially settled'
Thanks guys, It's so nice being able to have people I can talk to about this.
I have heard of DRO but I wasn't sure of what the difference was between that and an IVA. I also wasn't sure how it would restrict me financially in the future...
It stresses me out to think of debt collectors turning up at my home, or continually being harassed on the phone by them.
I just want to get myself debt free, financially savvy and then I can make sure I never allow myself to get in this situation ever again. x
I net that resident was given that as part fo the selling spiel. there are hundreds of thousends of private parking cases that hit the courts but few of them create a precedenta nd those that have or are cited as being persuasive are well known. This isnt one of them.
As a paris councillor you could do your duty and remove the rubbish from the hedgerow that someone had dumped there without permission. if the residnet involed complains make him apply for planning permission to have signs put there at his own expense and to bear in mind that there will be objections and costs to consider
In short, they either get it right or they get lost
I'm just wondering Argos as an example have my card details stored on their site for payment, However there is no option to remove the card details. Can they charge my card without my CVC number? or will I need to cancel my debit card and order a new one?
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!