Capquest SD received

[smug]

hi all

 

i got a letter from capquest saying they are going to issue a SD for a debt i owe on or around the 13 jun

this debt is from 2001/02 possibly as this is when my wife left after emptying my accnts and maxed all my cards so it is almost certainly

statute barred

i was wondering on best course of action shud i just ask for the proof of this debt and state it is ststute barred

 

cheers in advance

[miss muppet]

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/599-letter-sent-when-debt-is-statute-barred

 

There you go Smug, send the above and print don't sign your name.

[smug]

thanks for link

 

had a message off postggj aswell with same advice im new to forums i play games on my pc lol

 

trying to find the prove the debt letter any one got a link wud be great as i dont know how to use forums or where too look for it

 

thanks smug

[Hardupnotfedup]

http://www.consumeractiongroup.co.uk/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt

 

Try this edit if necessary

[postggj]

thanks hard up

 

you see smug

 

plenty of people willing to help

[smug]

thanks everyone

 

found the prove it letter on barracad letter list via google. shud i send the statute barred letter first see if they respond and then send prove it letter after ?

 

thanks all so much

[postggj]

Send Them Both By Recorded Delivery

[smug]

cool thanks will do it tomorow hopefully i will get the waiting for documentation letter and accnt put on hold bail out letter from them

 

let u know what happens

 

ty all

smug

[smug]

hi all

 

post deleted

 

 

 

ty

Edited June 9, 2010 by smug

[Hardupnotfedup]

I gave you the link for the prove it letter, the letter on your link is a CCA request,

 

See post 133

[smug]

thanks hard up

 

im a bit confused now as to which letter will be best the debt they are asking about i dont remember as it was such a long tme ago @8 years.

 

although they have traced it to me i dont know if it is real or just a sold on debt there trying their luck to collect on as all debts i had are now statute barred as ive made no payments to anyone or any contact for @8 years.

 

so shud i send the i dont know the debt in question as u kindly posted

(ty by the way) or wud the cca request to prove the debt to me be better as there trying to scare me with a stat demand

 

do you think i shud add a bit to the letter stating i will fight the sd they are trying to use and ask it to be set aside and i will also claim costs against them

thanks smug

Edited June 9, 2010 by smug

[smug]

hi all

 

ref post 140 ok so i will for now just post the barred letter does anyone think it is ok to add a bit at the end to state

 

i will also fight any statutory demand you try to bring against me and have it set aside in court also claiming costs against you

 

thanks all

 

smug

[Hardupnotfedup]

If the debt is statued barred then that is a complete defence. There is no point adding it, if they are stupid enough to issue the SD then it will be money in your pocket. Keep copies of all letters sent and received

[smug]

ok thanks hard up i will just post the barred letter

 

thanks smug

[smug]

hi all

 

need some advice had a stat demand warning a while back and today recieved the stat demand from capquest ive been abroad had family emergency arrived back couple days ago so didnt get into replying to them sending the stat barred template tomorow adding i will set aside any stat demand and ask for costs see if there stupid enough to continue need some help on how to fill in set aside forms thanks in advance

[42man]

Smug...please do have a read through here - DCA Legal Successes - The Consumer Forums

[smug]

hi again

im back again from overseas got stat demand 25 last month am sending barred debt template letter tomorow and have added i will claim costs against crapquest if they proceed with demand is it too late for them to pull out?? so shud i apply for set aside as its barred as i understand its a absolute if its a barred debt i dont have any ccj on my experian credit either

 

also any one who can help fill in those set aside forms pm me plz

[one4all]

Hi, subbing.

 

One4all