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Blueboy7

Cabot/Mortimer PAP Letter - old Zopa Loan

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Yes ,, also its from a peer to peer lending company so its owed to multiple people ? 

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doesn't matter

they still should have abided by the lending code.

so time for an irresponsible lending complaint to zopla

 

as for the form...

don't tip cabot off its none of their business..thats why zopla sold it, they know they were wrong to do so.

 

just state on the form , the loan is subject to a serious dispute and the std paperwork line already there

 

I've moved you to the PDL general forum

on page 1 you should find the IRL complaint form ..send that off to zopla.

 


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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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Hello, I cant see the IRL form that you said,.....

😳

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Received a letter from Mortimer this morning wanting to know what the dispute was,

also stating that company does not have the information requested but will get back intouch when they get it and for now the case is on hold,,

 

thing is I still could not find the form that you said print and send off so I never sent it as yet 🤦‍♂️ 

 

could someone please copy a link so I can download and print the form🤞 

 

Do I send it to Cabot or the original lender ? 

 

All help is greatly appreciated 🤝🙏

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the OC

if you had clicked the link I last posted you would have seen it...

 

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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That's a 32 page doc ? Do I print that off and send them it ? Sorry for all stupid questions haven't got a clue what I'm doing

 

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from page 25.....


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Thanks, and I send that to Cabot or loan company? 

 

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READ THE GUIDE!!
 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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We not all clued up on this stuff, was only asking for help, 

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and with ref to your PM.

 

IRL does not ONLY apply to PDL's..any credit can be subject to an IRL complaint to the original creditor..

they should NOT ever have lent you the money...their problem not yours..

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Thank you for the advice 🤝

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spend you time on cag wisely

use the search to read like threads here and get yourself upto speed.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Got a reply this morning from Cabot/ Mortimer,

Sent all details that was requested section 77 I.e.payments made ect,, they requested I ring to make arrangements to pay as they have provided all docs I requested, 

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Redact and upload...we will tell you if what they have provided they have complied.

 

Andy


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Having issues uploading pics, 🤦‍♂️ when get time tomorrow I will try again..

But on the letter it says" If approved your loan would be subject to the loan contract summarised,then payments made and about 6 pages of terms and conditions and who lent the money, no signature from me, as I say I'll try and sort the pics out tomorrow. Thanks 

to_CAG.pdf

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Received another PAP letter from Mortimer this morning after filling the last one in and stated it was under serious dispute,

 

should I fill this one in and just put the same on it obviously I will use the PAP off here again.

 

No need to request any section 77 as they already sent one out,

I'm no good on computers so still carnt merge,pdf,and upload I'm trying to find someone who could help me do this,finding it difficult on my phone. 

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was this a rolled loan?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Sorry I don't know what you mean? What's a rolled loan? 

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Just researched.. No it's not a rolled loan 

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refinanced..was there only one ever sum borrowed and you didn't extend it in any way due to non payment etc etc

just wondering if the portfolio had 2 or more ac numbers.

 

check the pap LOC carefully

is it for exactly the same AC number and sum as the last one 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Everything is identical except the date it was sent it..

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did you send the irl complaint to zopla?

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Yes, was sent last week 

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