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rintyrad

Advice regarding old lending stream loan

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Hello all just looking for a bit of advice really.

 

had two lending stream loans back in 2012 that had defaulted on my credit file.

i sent IRL complaints in 2018 and they agreed they were lent irresponsibly so if I have paid the actual loan amounts back they would write it off.

 

now I ignored it for a few months until I realised that they had amended my credit report to showing two active accounts and no defaults anymore with the balances I owed.

 

a bit annoyed I could have just waited a couple of extra months and they would of fallen off

I paid the two amounts off to clear the loan and get them to mark as settled.

this was early October 2018.

 

Now one if the accounts has been marked as settled but there is another one that shows as still active on my credit report with no Balance.

 

its in good standing so it’s doing no harm but I don’t want it on there anymore.

Since October I’ve been going back and forth with lending stream and Experian to try and get it settled.

 

lending stream say they’ve sent the amendment but Experian say they’ve contacted lending stream and the account is right.

Experian won’t look again as I’ve already asked twice.

 

 

what should I do?

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Any advice?

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ok no advice....

 

anyway update:

 

theyve marked it as settled now and offered £150 as compensation for my chasing.

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