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I have some really old debts that i have been paying off on  £2 to £5 basis these don't appear on my credit file as i have checked. Should i offer them 10% of what i owe to settle the debt ? The largest is £4000 who did write ages ago offering me to settle it for £500. Any advice would be great. Thanks

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Hope you are not blindly paying DCA's...


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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I will get all the bills out and post. I'm paying people like Lowell and capquest.

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oh dear..


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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At least you're now in the right place, it'll feel soooooo good when you tell them to foxtrot Oscar.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

HOW DO I START A NEW THREAD?

 

 

 

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Here is the breakdown 

EOS £409

Cabot £441

Lowell £4068

Cabot £4078

Capquest £100

Robinson Way £5517

 

and there is £355 to virgin media but in 2015 got a letter saying the agency wasn't collecting the debt anymore so no idea what to do . Been in touch with Virgin and they have no record of the debt this is affecting my credit rating the rest dont show.

 

Thanks for your help 

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can you list

 

what the original debt type was

the original creditor

when you took it out 

 

pers id send everyone of 'em a CCA request.

smells of you being cash cowed here 

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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I have shown the credit opened date where poss if not I've put the date it was taken over. 

 

EOS £409 - Grattans catalogue- 2010

Cabot £441- Next - 17/6/1994

Lowell £4068 - Barclays overdraft -20/7/2004

Cabot £4078 - Black horse finance- 20/11/2007

Capquest £100 Capquest £100 Orange mobile- 2009

Robinson Way £5517 - Barclaycard - 2010

Thanks for your help 

 

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CCA request to each one bar the mobile and the OD.

pers i'd just stop paying all of them now

 

def been cash cowed on most if not all of those

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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