Hoist/cohen claimform - old barclaycard debt *** Claim Discontinued****

[spergen]

On 14/06/2019 at 20:54, barafear799 said:

I'm dealing with similar claim with Hoist and Cohen

Yes I had a read through your thread yesterday. 

 

On 14/06/2019 at 20:32, dx100uk said:

not been reading up in the downtime eh then?

 

its all dca's or their wolves ever do..bluff and intimidate.

To be honest yes but only a little bit, life has a habit of kicking those already down !

 

So should I call the court and see if they have proceeded?

Will give me more time to prepare a defence if so rather than waiting for the post. 

Although I assumed everything was being sorted online ?

[AndyOrch]

No ...if /when the claimant wishes to proceed the court will send you a Directions Questionnaire N180 (DQ) to complete and submit.

[dx100uk]

you've already [1st may] filed your defence 

so the claim is well stayed now [they had 28days to do 'something'

 

it will cost them £255 to lift the stay now if they want to waste more money..

go enjoy your life.

[spergen]

Thank you guy's, I thought it had taken a while to receive anything. Enjoy life I'm trying, believe me im trying.

[spergen]

OK guys quick update

 

Have just received in the post a letter from CCBC with a small claims directions questionnaire (N180) 

I have until the 8th July to complete and fill out. 

 

The buggers !

[dx100uk]

well there must have been a backlog

doesn't mean it really going anywhere its just the natural next step initiated by the courts processes.

 

you know what to do...

search N180.

 

[barafear799]

Any progress Spergen?

[spergen]

On ‎23‎/‎10‎/‎2019 at 05:45, barafear799 said:

Any progress Spergen?

Yes sorry have had a rough time recently with a family member getting very ill.

 

Went all the way to getting a court letter, assume they paid the court fees? Filed my defence with the court and served Howard Cohen solicitors too

 

Received a letter shortly after stating that Howard Cohen have asked for Small Claims Mediation and would be contacted soon by the courts.

 

Quite a bit of time lapsed so called the Courts direct and they informed me the case has been withdrawn !

 

Assume now that this is the end of it?  But have never received anything in writing.

 

 

[dx100uk]

you won.

 

[spergen]

Wooohooo is it beer time then ?

 

assume this alleged debt will never raise its head again? 

Or could it be sold on to another blood sucker and have to go though the whole process again?

 

Assume also this thread can be moved to the success section?

 

 

[dx100uk]

they rarely sell things on.

 

dx

 

 

[AndyOrch]

Big thanks to  barafear799 for pushing for a conclusion otherwise would never have known if our advice was helpful.

 

Well done spergen

 

Andy

[spergen]

Just a quick update

 

Although the Court case was withdrawn last October I have just received another letter from Cabot demanding repayment of the alleged debt including the Court/ legal fees from their unsuccessful attempt !  

 

Do these guys ever give up?

[dx100uk]

eh>

you sure

very unlikely hoist sell stuff to cabot?

 

 

[spergen]

100% sure I have the letter in front of me.

 

Actualy I didn't even notice it was a different blood sucker,  have double checked and yes my information is correct.

 

So to confirm Hoist took me to court and lost and have just received a letter out of the blue from Cabot demanding the same debt

[spergen]

Am willing to scan letters and send direct to you if this is a first and you would like real confirmation?

[dx100uk]

did you ever get a notice of discontinuance from hoist or cohen?

or any confirmation from the court?

 

dx

 

[spergen]

No, I was waiting for a mediation call but never received one so contacted the Court via phone and they advised me the case had been withdrawn.  Have never received anything in writing from anyone

[dx100uk]

can you still get into MCOL?

might say status there

you want a copy and send that to cabot.

 

dx

 

[spergen]

Yes have logged on but there are no documents pertaining to the case being withdrawn.  Only AOS and defence.

 

There however is a chronological list under the notes section but that only says:-

 

Notification that the claim against you was discontinued was received on 30/07/2019 at 19:08:13

 

Would it be advisable to contact either the Courts or Cohen asking for the document in writing or email?  As I stated earlier have never received anything in writing hence having to call the Courts direct.

[dx100uk]

copy of MCOL is good enough

 

here cabot 

chew on this

 

strange no notice of assignment though from either cabot nor hoistdx

 

[spergen]

Would have to PDF a screenshot though as nothing to download would that be ok ?

 

Ha, yes I would love to see their faces but assume the workers are just everyday people on minimum wage that don't give a sh.....t?

 

To be fair I assumed it odd I have not received anything in writing from the courts?  Thought they would send something like this out?

[dx100uk]

should fine

obv include say the POC so it ties up with the debt they are chasing.

BC card number will be in the Particulars of claim 

 

[spergen]

8 minutes ago, dx100uk said:

should fine

obv include say the POC so it ties up with the debt they are chasing.

BC card number will be in the Particulars of claim 

 

I shall do that tomorrow and send off with proof of posting, do you think I should bother with a short covering letter?

Again thank you for all your amazing help, another donation is on its way later in the month.   Just need to sort the other blood suckers out now from my other thread !

[AndyOrch]

A Notice of Discontinuance does not stop the debt being chased or reassigned...although they cant add the court fees from the previous failed attempt.

I would send a CCA request to Cabot in response nothing else...dont tip them off at this stage that Hoist tried and failed...if Hoist wasn't sure and discontinued then you can bet Cabot would also fail if they decided to litigate.

 

Andy