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PPI Claims to Gain Company claimform - unpaid fees

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Claims 2 Gain Limited.

Have issued a claim through their solicitors via the County Court Business Centre, Northampton. 

 

I (stupidly) gave them details of a company I believed may owe me PPI,

I subsequently was awarded a cheque of £635.

 

Claims to gain wanted a third of this money for their services £212....  I wouldnt pay them. 

I would have paid £100 for their services at a stretch but they were adamant on the charge made.

 

They did hardly anything other than take details from me over phone, email forms for me to complete, and then they sent the details to the lender, who consequently sent me a cheque payable to myself.

 

Pannone Corporate Solicitors acting on behalf of Claims 2 Gain have issued,  from County Court Business Centre a claim against me now, asking for £661.96 plus Court fee (£60) plus legal rep fee (£70) total £791.96.

 

I have to enter a defence or pay up.  

 

Can anyone assist me who knows more about consumer legal rights on what I should do now.

To settle the matter I would pay the £212 originally asked for or if not agreed to, defend my actions for withholding payment. 

 

I am retired now, have a long term illness, claiming pip, and have low income. 

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moved to the legal forum

 

please complete this:

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Claimant Name:  Claims 2 Gain Limited

 

Date of issue – 1st April 2019

 

Date of issue 1st April 2019 + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) -

 

^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total

 

Particulars of Claim

 

What is the claim for – the reason they have issued the claim?  The Claimants claim is for Service Charges, Solicitors Charges & Administration Fees pursuant to obtaining on behalf of the Defendant a settlement relating to the Defendants financial mis-selling claim. TheClaimants claim is subject to an invoice dated 9 October 201i full particulars of which have been supplied. AND the Claimant claims the sum of £637.91 TOGETHER with interest pursuant to Section 69 of the County Courts Act 1984 from 9 October 2018 to 20 March 2019 at 8.00% per annum being £24.05 and further interest on a daily basis until the date of payment or request for Judgement at the rate stated for the principal sum the daily rate being 0.14p. 29th March 2019.

 

What is the total value of the claim? £791.96

 

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Cant remember receiving it.

 

Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? NO

 

Did you inform the claimant of your change of address? N/A


Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? PPI refund

 

When did you enter into the original agreement before or after April 2007 ? No

 

Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? Not Yet

 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to Pannone Corporation LLP, Manchester

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? YES

 

Did you receive a Default Notice from the original creditor? Cant remember.

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? NO

 

Why did you cease payments? I was charged 40% of sum awarded (over £200) I thought it was extortionate. Claims 2 Gain would not accept a smaller fee.

 

What was the date of your last payment? Not paid their fee.

 

Was there a dispute with the original creditor that remains unresolved? NO

 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? NO

 

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What would you advise is my first course of action:-

Contact Claims 2 Gain to negotiate payment of original fee (40%) of PPI refund given to me ie £221. or is past that stage now due to County Court Claim sent to me. Thanks for your help

 

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what is the date of the invoice you've missed the year out in typing out their poc

follow the above too


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


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