Hoping to get advice on seeking PPi from Yescar credit

[Teecay]

I had a part exchange deal with Yes Credit around 2008 and I hoping for some advice regarding claiming back from them. I have researched claiming , but noticed others were having issues not knowing who to claim from since the dealership no longer exists.

Is trying to claim is viable?

 

Teecay.

 

PS: I don't have twitter.

[dx100uk]

most resolve to provident I think now.

have you any paperwork still?

 

[dx100uk]

https://cse.google.com/cse?cx=partner-pub-8889411648654839:3134625398&q=yes car PPI daf&oq=yes car PPI daf&gs_l=partner-generic.3...47490.51380.0.51645.15.15.0.0.0.0.116.1161.14j1.15.0.gsnos%2Cn%3D13...0.3935j1311337j16...1.34.partner-generic..15.0.0.1D7v3oWCKXw

[Teecay]

I have gone through a few of the links and it seems a few of them are at different stages.

 

I need to know / confirm how to start the process correctly - who I do try to claim against initially and proper sequence.

 

Thank you.

 

 

[dx100uk]

yo don't you send an sar to get all the info.

why not give provident a ring.

ask them if they hold all the statements

don't tell them why!!

 

if not ask them who to contact ,,poss could be direct auto finance daf that you've read about.

 

[Teecay]

I assume sar is a request for records …?

 

I believe I have all the original documents from the transaction or do I need to request for a specific document.

And I also assume it will be Provident finance not Provident Insurance …… and is there a dedicated contact number?

Is Provident the designated underwriter for Yes Car credit to whom all PPi claims  are sent?

 

Thank you.

 

Teecay

 

 

[dx100uk]

provident [the vanquis card lot] nothing to do with provident insurance..

 

just give them a ring and ask if they would be your target for an SAR [click and read]

don't say its for PPI, if they ask, just say its to complete your financial records.

if they say yes then get what they hold and move after that comes.

give us a shout.

 

[Teecay]

Dx100uk - I called Provident and made a SAR , left my details etc , then got a phone from a member of staff saying they could not find any information on me and stated that all their data only goes back 6 years and  anything beyond that has been expunged from the system.

Is there any recourse?

 

Teecay.

[dx100uk]

Did they indicate that if it did exist, they would be the people that held it..or

did they simply say we made an Sar we hold nothing on you?

[Teecay]

Dx100 -  what I made to understand they have checked my name, DOB , address and nothing came up in 6 years of data that they have. And they only have data going back 6 years - anything before that has been destroyed.

[dx100uk]

what im trying to understand is did they say they would be the source of the information, i'e they are the data controller for yes car ?

 

if not go read those threads I pointed too , I think adsuk found that DAF were the data controller at his time of doing it but it mught have changed since then and now everything went to provident since..

 

you can only do what I can do and thats research on CAG the info isall here and yes there might be another way to get it, i'e the insurance underwriters might have it.

[Teecay]

Dx100 - Thank you for your time, I did mention Yes car credit or PPi as you advised   .. I told them I needed it for financial records.

As they have said they do not have data for more than 6 years and they could not find my name in their system.

Should I call them back and be specific about Yes car and PPi?

[dx100uk]

 

[Teecay]

Dx 100 - should/ can I approach  Direct Auto for a SAR instead if Provident  are saying they don't have my details?

 

Looking through the documents ( most of which  I have) - the PPi is in the name of  Credit Acceptance Corp. uk .Ltd are they subsidiaries of Direct Auto Finance? 

It seems Credit Acceptance Corp was dissolved in July 2010.

[dx100uk]

im not seeing any Credit Acceptance Corp link to daf no

just another of the many companies that offered finance for vehicle from yescar

 

 

[dx100uk]

see post 22 here.

 

 

 

 

[Teecay]

Dx100 - thank you once again for your input.

 

Scanning through the other threads it seems everyone hits this "DAF wall" and fob- off letter - has anyone been successful without having to go to court?

 

As I asked before - should I still make a SAR to  DAF?

 

Thanks.

Teecay 

 

 

[dx100uk]

I feel you are chasing a ghost.

theres no trail on the internet leading anywhere.