Jump to content


robb1977

old SAV Credit ltd Azzurro marbles card - Capquest placed new Default - help

style="text-align:center;"> Please note that this topic has not had any new posts for the last 199 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hello, i had a defaulted account being managed by Capquest. The account defaulted in March 2013 and has been removed from my credit file. I have just checked on noddle and the account has been put back on with no default date and a green ok marker for March.

Is there a way to have this removed?

Thanks.

Share this post


Link to post
Share on other sites
Posted (edited)
1 hour ago, robb1977 said:

3wHello, i had a defaulted account being managed by Capquest. The account defaulted in March 2013 and has been removed from my credit file. I have just checked on noddle and the account has been put back on with no default date and a green ok marker for March.

Is there a way to have this removed?

Thanks.

We are getting a rash of these. If you  dont mind me asking when was this sold to Capquest and previously was there an arrangement in place with the original creditor?

Edited by Dodgeball

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Share this post


Link to post
Share on other sites

have you a copy of your credit file with the defaulted date

or 

a copy of the Default notice from the creditor..

either will do.

send it to capquest and give them 14 days to remove tha account else you'll open a serious complaint with the ICO and seek financial compo.

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites
43 minutes ago, Dodgeball said:

We are getting a rash of these. If you  dont mind me asking when was this sold to Capquest and previously was there an arrangement in place with the original creditor?

It was originally a marbles card that was sold to Capquest. I had a plan with Payplan but I cca’d Them and then stopped paying

41 minutes ago, dx100uk said:

have you a copy of your credit file with the defaulted date

or 

a copy of the Default notice from the creditor..

either will do.

send it to capquest and give them 14 days to remove tha account else you'll open a serious complaint with the ICO and seek financial compo.

 

dx

 

I’m struggling to find an old credit report. They all have it removed bar Noddle 

Share this post


Link to post
Share on other sites

Have you tried clear score?


DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Share this post


Link to post
Share on other sites

I would use theier complaint procedure, the one on the file, they will pass it on to Experian or Call Credit and then the creditor.

 

I have had two like this, one removed after the initial complaint by Experian and the other is awaiting a reply from Lowell's.

 

I think someone should start a thread so we can pool all information, I think this may all have to do with the court case I reported.


DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Share this post


Link to post
Share on other sites
7 minutes ago, Dodgeball said:

Have you tried clear score?

Currently it’s only Noddle showing it as an open account. Totally money and ClearScore don’t show it 

Share this post


Link to post
Share on other sites

Have you proof of the old default?

If not sar the OC.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites
51 minutes ago, robb1977 said:

Currently it’s only Noddle showing it as an open account. Totally money and ClearScore don’t show it 

 

It is important to know when the DCA took over the account, as it would first have to be defaulted.

 

Payplan keep a record of payments made and who they were sent to. Usually all it takes is a phone call and they send any info to help, but you have a backup of another SAR if they dont. If you have the online payplan plus you can access the info yourself.


DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Share this post


Link to post
Share on other sites
57 minutes ago, robb1977 said:

Currently it’s only Noddle showing it as an open account. Totally money and ClearScore don’t show it 

When you complain to either body you can enclose a screen shot of the CRA which supports your claim.


DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Share this post


Link to post
Share on other sites

I can’t find anything with the default shown. I have reported to callcredit(Noddle). It is not showing on Experian. 

I will write to capquest tomorrow and SAR marbles

Share this post


Link to post
Share on other sites

Is this a newday marbles card or an old hbos one.

i wouldn't write to cq yet without oc dn proof


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

It was an old marbles card circa 2001.

So best bet is to send a sar to marbles?

 

found some cq paperwork and it says its an old SAV Credit ltd Azzurro account if that means anything

 

I have found out SAV are now NEWDAY who bought the marbles accounts, so do i SAR newday? Thnks.

Share this post


Link to post
Share on other sites

yes sar them 

then act upon the faulty default date.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...