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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ESA spouse visa


Kyriacos
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Does ESA qualify to be exempt from spouse visa financial requirements?

An immigration lawyer told me ESA was my ticket to bring my marriage interest over, so we fell in love and got engaged, now I'm worried because I can't find any evidence of this. Please help.

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Just now, honeybee13 said:

Thank you for that.

 

The link I posted says you need a minimum income of £18,600. I don't think ESA covers that, does it?

 

HB

Yes but I have an Immigration lawyer that has told me ESA is my ticket to bring her over

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Just now, honeybee13 said:

In that case, I think you need to ask the lawyer for more information. How long ago did s/he say this?

 

HB

About two hours ago, and told me many times in the last month. I'm asking him for more information, he's finding files from a case where someone was brought over on ESA to show me

Edited by Kyriacos
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You need to go back to the lawyer who is advising you and ask them to clarify. The Citizen's Advice page HB linked says that the £18,600 income requirement does not apply if you receive certain benefits, but ESA isn't one of the benefits listed:

 

You won't need to meet this financial requirement if you have one or more of the following benefits:

  • Disability Living Allowance

  • Severe Disablement Allowance

  • Industrial Injuries Disablement Benefit

  • Attendance Allowance

  • Carer's Allowance

  • Personal Independence Payment

  • Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme

  • Constant Attendance Allowance, Mobility Supplement or War Disablement Pension under the War Pensions Scheme

  • Police Injury Pension

If you get one of these benefits, you'll just need to show that you receive enough money to look after your dependant - this is called ‘adequate maintenance’. How much this will be depends on your individual circumstances. 

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18 minutes ago, Ethel Street said:

You need to go back to the lawyer who is advising you and ask them to clarify. The Citizen's Advice page HB linked says that the £18,600 income requirement does not apply if you receive certain benefits, but ESA isn't one of the benefits listed:

 

You won't need to meet this financial requirement if you have one or more of the following benefits:

  • Disability Living Allowance

  • Severe Disablement Allowance

  • Industrial Injuries Disablement Benefit

  • Attendance Allowance

  • Carer's Allowance

  • Personal Independence Payment

  • Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme

  • Constant Attendance Allowance, Mobility Supplement or War Disablement Pension under the War Pensions Scheme

  • Police Injury Pension

If you get one of these benefits, you'll just need to show that you receive enough money to look after your dependant - this is called ‘adequate maintenance’. How much this will be depends on your individual circumstances. 

Yes I know it's not listed as one of the benefits, so I'm going through a very hard time right now, I'm waiting for the lawyer to contact me back

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