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Lowell Claimform - old 118118 PDL Subject to IRL Complaint Still With FOS ***Claim Discontinued***


eoghan
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Had the call with the Judge and the other side. Didn't go well. Judge is happy for the directions to be heard at a trial and will be making the order as such. He basically advised me based on the pack and witness statement from Lowells that I should seriously consider trying to enter a payment term before going to trial as if I lose then it'll be a CCJ etc etc.

 

So I think based on that I should ask for a Tomlin Order as per my above post.

 

Any thoughts?

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another update:

118118 challenging the FOS decision.

 

 

Dear XXXX

 

Your complaint about  Madison CF UK Limited  trading as 118 118 Money

 

I sent you and Madison CF UK Limited my view of this complaint on 1 September 2021.

 

An ombudsman will review this complaint

Because Madison CF UK Limited didn’t agree, an ombudsman will review the complaint and make a decision. That means:

  • An ombudsman will look at everything that’s been provided and make an independent decision. They’ll put the decision in writing to both you and Madison CF UK Limited, and explain their reasoning within the decision.
  • If the ombudsman’s conclusions are different from mine, they will explain why and let you reply before they give you their decision. Otherwise, they won’t usually get in touch before issuing their decision unless they need more information.
  • The ombudsman’s final decision will be binding on both you and Madison CF UK Limited if you accept it before the deadline they give you. So if the ombudsman tells the business to do something – and you accept the decision – the business will have to do it.
  • We publish final decisions by our ombudsmen on our website. But your name won’t appear in the published decision – so you can’t be identified.

We should already have all the information the ombudsman needs to reach a decision. But if we need anything more from you, we’ll let you know.

What you need to do now

If you have any further points or information you’d like the ombudsman to consider, please send these to me by 21 October 2021.

If you need more time to reply, please let me know before this date. If I don’t hear from you, I will assume you do not want to add anything.

We will keep you up to date with our progress – but please get in touch if you have any questions.

 

 

What's the likelihood of FOS changing the decision?

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its happened

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Um, so i wrote to Overdales explaining my situation regarding being out of work and my mental health and very little prospect of being able to pay back the loan and I guess combined with the FOS complaint they have discontinued the claim.

 

Letter received with a Notice of Discontinuance.

 

That I guess is what you call a win. Thanks again for all your hep and assistance. I'm learning albeit slowly.

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Hey you won.. 

 

Splendid news.

 

Please consider a small donation to keep us here.. 

 

 

Dx

 

 

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well done topic title updated

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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  • Andyorch changed the title to Lowell Claimform - old 118118 PDL Subject to IRL Complaint Still With FOS ***Claim Discontinued***

Have they stated they will update and remove  the default....?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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No the letter just says:

 

Our client has instructed us to discontinue this claim and therefore we enclose a copy of the Notice of Discontinuance by way of service upon you. We have filed the same at Court and requested that any hearing that may have been listed as vacated.

We confirm this brings the legal proceedings to an end.

 

The balance on the side of the letter reads as £0.00

 

No mention on the N279.

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Then it wont be removed.....court claims and default markers have no connection...the marker remains until its 6 year anniversary. 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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:yo: tnx the donation

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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