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This is an interesting article ..wonder which solicitors they were talking to ?

 

https://www.buddyloans.com/blog/returning-to-the-uk-with-debts-outside-the-uk/

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I bet I can guess..!!

but we don't publicise them here as they charge spoof fees and get backhanders from the creditors to sign people up to their settlement plans

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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With regards to preparing defence I must have missed those lectures at Uni when I was studying for my law degree...

How would I know how to prepare a defence? You keep referring back to other posts - but these posts obviously don't have correct information as CAG don't know how to advise on UAE cases. 

 

 

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People are here for help. I am in pieces here and no one at CAG has actually given anything constructive.

Today I spoke with a DCA and their solicitor to get the other perspective on it so I could file a defence. 

 

CAG isn't even able to give advice on how to present a defence without crappy comments like we aren't here to hold your hands. 

You are grown men/women I presume so grow the hell up and act like it and if you can offer help then please do.

 

 

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Quiet...not really your last post was only 17 hours ago.Have you had any further thoughts with regards to your intended defence ? 

Post a copy of your intended draft here then we can  pool some ideas and add to it.

 

Andy

We could do with some help from you.

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Excellent so you dont really need any further ideas or advice  or assistance. ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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On 16/04/2019 at 20:42, ConcernedExpat09 said:

Here’s a question..

 

why have all my messages in in my inbox from Hornsey62 and Versus disappeared..?

 

now I’m unable to prepare my defence 

 

You just stated on your thread you had submitted your defence?

And further why is all this advice you refer to by PM and not on the threads ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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I have not banned anyone connected to the UAE threads.....those who have been moderated should of followed the forum rules and posted with courtesy to the Site Team.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Exactly the same as they must file their witness statement to you in advance..

its an old wives tale that giving them the heads up somehow lets them counter what you are saying in your defence.

they see it anyway a few days before the court sends it to them!!

 

is utterly stupid to hide it.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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the claimants get your defence 2 mins after you file it on mcol.

it being posted here a few days in advance hurts no-one.

old wives tales.

if people dont want to post their defence

simply because of some hijacker that came here

and changed everything we've done to date on CAG.

thats their problem sadly.

hide everything..cag cant help.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Defence is submitted how would posting it here help? Andy was so rude here to be honest. 

 

Happy to to help others and they can contact me directly 

 

posting my defence for my own situation when my loan was inappropriately given after I failed credit checks is irrelevant to anyone else’s case. 

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  • 4 weeks later...

Can anyone help. I had a letter saying this is now a defender claim. They attached it as a photocopy along with a photocopier blank questionnaire but the letter implies only the claimant needs to respond by the 1st June as it’s over £50k.. 

 

Do I need to also complete a questionnaire or is it just showing me what was sent back to claimant?

 

thanks 

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