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Not random

Q: debt nearing statute bar age, how to notify creditor of change of address without resetting clock

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Posted (edited)

I have an old debt that is nearly 6 years since my last payment or contact. The account was at my parents address. They recently moved house so I don’t get the mail regarding this account anymore. 

 

I’d like to inform the creditor of my new address (overseas) because I’m aware there is a risk they might go for a last minute CCJ. 

 

Is there any particular way for me to go about doing this that will not “reset the clock” on the statute bar?

Edited by Not random

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Send them a simple letter with your account number and name notifying them of your new address. It won't rest the SB clock

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Well that’s quite straight forward then. 

 

I was under the impression that the criteria for a debt becoming statute barred was six years since last payment provided the debtor has not acknowledged the debt by either a payment or by corresponding with the creditor?

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Acknowledgement = A payment or a signed letter saying that you owe the money.

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