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Finance company final decision.


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Hi

I could do with some advice. 

 

Bought a car on finance in August 2018.

The car broke down December 2018.

Contacted dealer and he wasn't very interested, told me to get it fixed and he will pay halve.

Got in touch with finance company and after 3 months they have decided in my favour to reject the car.1

 

I paid a deposit.                    - £100

Part exchanged my old car - £140

Payments made.                  - £910.36

Road recovery charge.        - £340.00

Hire car to get home           - £200.00

                                 TOTAL  - £1690.00

 

These figures don't include the insurance and road tax I have paid while it's been sat on my drive for 3months and train journeys to work.

 

The finance company have offered me £610.12 and to take the car away at their cost.

 

I personally don't want to reject the car, I want it fixed or replaced with another car and to carry on paying the finance.

 

If I except their offer I will be down £1000+ and will end up with no car.

 

What do you guys think should be my next step?

 

P.S.  Nobody knows what is actually wrong with the car, they sent an independent mechanic who found in my favour that the car probably had the fault when I bought it and he also said the engine would need taking apart to see what the actual problem is. It seems to me that nobody wants to pay for the car to be looked at.

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Probably the best thing really

Run

Start again

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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