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First timer on here, but have been reading threads for a while now. Was very intersted to read about unfair bank charges. Very interesting stories on here. I wasn't gonna do anything about reclaiming charges from the past 5 years, but i have recently been charged £39 for a failed DD. What made me even more annoyed was that it was for a halifax loan. When i phoned up Halifax and asked them to justify charging me £39 they said it was to cover the costs of letting the other company know. I didnt even recieve a letter, i was sent an email because i recieve me statements this way, so the cost of an envelope and paper is out of the question. Now i have requested all my statements for the last 6 years and im adiment that i will recieve every penny that i am owed. Would be very grateful for all the help that i can recieve.

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Best advice I can give you is - Read, read, read and read! From the FAQ's through the step by steps and the success threads and everything else. It's all there for you and if you're really stuck there's loads of people here to help.

Good luck



[sIGPIC][/sIGPIC]"Another charge by the Bank?"


1st Claim (Current account)

30/11/06 WON! £3146.41


2nd Claim (Mortgage charges)

27/3/07 WON! - £277


3rd Claim (Credit card charges)

14/5/07 WON! £300


4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga



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iam in same situation djlewis22 but halifax are a pain in the a*se when it comes to data protection requests i have been waiting 2 months and they have only just agreed to send it out because i threatened court action let me know how youre getting on

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