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    • E&W=England and Wales for correct sign see TSRGD paper on disabled parking and within that fig 6. note layout and size Whilst you are at it look at all of the suggested floor markings and bay sizes. The ones shown dont pass the regulations. That means they have fiale to meet planning regs. So then we look at intent- now they will argue that the intent is clear but then as the layout, markings and signage fail to follow the code of practice they will be considered advisory (as they should be on private land). Can it be true that you can be sued for ignoring someones advice, esp when there isnt a contractual term that says anything about it in the first place? In the fullness of time you will be copying this pdf and using it as evidence. In the meanwhile you stick to the deadlines imposed by the court procedure and if they fail to pay the allocation fee in tiem you ask for the case to be chucked out. At near the end of thsi month you post your outline defence via the moneyclaim portal and state that (1) the claim is denied as there  was no offer of a contractual term to breach in such a manner  (2) the claimant has failed to show a cause for action against the defendant, being the keeper of the vehicle because they have failed to follow the protocols of the POFA so cannot create a keeper liability in this matter.  The claimant has failed to identify the driver at the time (3) the Particulars of claim are so vague  it is impossible to determine what the claimant is actually relying upon to show a cause for action in terms of the location, date of event and how the the amount of the claim (sum of £160) was arrived at and particulary the signage they rely on to form a contract with the public. The defendant invites the court to issue a Case management Order under CPR3.3 to instruct the claimant provide evidence that signage that expressly offers a contract exists as claimed and that this contract was then breached as the defendant believes that the claim has no reasonable grounds and is a waste of the courts resources and should be dismissed if such evidence is not produced.   the last point may well be ignored whislt the paperwork is processed at Northampton as they dont read much of it and it will only be read once it gets allocated to your local court so prepare to get as far as a hearing in any case.  
    • At the end of the day, I tend to agree that they have been more than reasonable.
    • The Prime Minister of Luxembourg has just held a press conference without boris Johnson,  and all that was in his place was an empty podium and a UK flag.   We are absolute laughing stocks... the Luxembourg prime minister didn't mince his words either...
    • Followed. I believe they've sent everything to me. I've re-upploaded. I meant Provident never sent the notice of assignment not default notice. Looks like the default notice would have come from Vanquis. CCA Reply Lowell_compressed.pdf
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HP Mum

TW - direct debit change w/o warning

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Hi

I pay £10/month to TW by direct debit.

They just debited £260.

I checked my account on-line and it says this is now my monthly amount payable.

I've had nothing in writing/ no discussion with them/ can't possibly be consuming that amount of water monthly.

It must be an error.

Can I notify my bank and get an immediate refund?

And contact TW and tell them to rectify the amount back to where it was?

 

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are you on a meter?

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Posted (edited)

Yes

 

And I did a quick check of on-line previous bills.

Consumption has gone up a bit - which I will query as I have had faulty meters before.  But usage doesn't equate to this bill or their new requested monthly amount.

Edited by HP Mum

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then sar them unless you already have the readings and proves you use <£10PCM,

but are there not other charges here like sewage and drainage that attract payments?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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the dd guarantee states they ahve to inform you of a change like this. £10pm is silly low, around £30-60/month would be normal but they ahve to give you notice of change.

You need to look at your bills and usage to determine how much you owed at a recent point in time and take it from there.

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I did check the bills. They have tripled the bill as an estimate. No reason.  My usage could not possible have tripled; nor will it.  In fact it would have reduced a lot as there has been lifestyle changes.

 

Yes I am on a low amount/month - by agreement.

 

I called my bank. There is - apparently - an insurance indemnity which allows you to reclaim the direct debit.  I actioned that - so the money will be refunded.  It would have been immediate if I had realised what TW had done on the same day as the dd - but as I only realised 2 days later and at the w/e - it will take a couple days for the £s to be refunded.

I now need to call/ discuss with TW.

Thanks everyone 

 

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estimate for a water meter? They have to read it once a year so jump the gun and do so yourself

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