Jump to content

Lantern/chapman claimform - old Quick Quid PDL debt

Recommended Posts

Last July Wilkin Chapman issued a claim against me

I responded with my defence


as far as can remember sent back the court papers

once they arrived agreeing to mediation

heard nothing

until this week.


I’ve attached the covering letter for you to see.


Can they take this long to reply and what do I do next?


l can upload the rest of the information if required.




Share this post

Link to post
Share on other sites

can we have the relevant details please


and post up the defence you filed too




Share this post

Link to post
Share on other sites

the claim is stayed - you need to do nothing

did you start an irresponsible lending complaint to QQ - if not why not??

as they likely would have written it off as they did with 10'000 of people before they went bust.





Share this post

Link to post
Share on other sites

yes you have

when the court wrote t you thanking you for the defence filing.

Share this post

Link to post
Share on other sites

get an IRL claim going to QQ or their administrators as they've gone bust

Share this post

Link to post
Share on other sites

In the words of Brian Blessed & Marcus Brigstock from HIGNFY....




Quickquid are fine... They haven't gone into administration... 

Wonga have... However I wouldnt dilly dally around though... 


Rumour is that QQ are facing challenging times

Share this post

Link to post
Share on other sites

Thank you all for your advice.


Just to put my mind at rest, I’ve got nothing to worry about then? I can’t find any of the relevant letters at the moment but I guess as they’ve included my defence in the the letter I uploaded then the courts must of received it and sent it to them.

And am I right in thinking that it’s stayed because they didn’t pursue it in time and that if they wanted to take it to court again they would have to pay to have the stay lifted?

Share this post

Link to post
Share on other sites
Please fill in your quit date here

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Tweets

  • Our picks

    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
      You are entitled to refuse counsellor visits and not incur any charges.
      Any charges for counsellor visits must not seek to make profits. The cost of the visits must be passed on to you at cost price.
      We are hearing stories of people being charged for counsellor visits for which there is no evidence that they were even attempted.
      It is clear that some mortgage lenders are trying to cheat you out of your money.
      You should ascertain how much has been taken from you and claim it back. The chances of winning are better than 90%. It is highly likely that the lender will attempt to avoid court action and offer you back your money.
      However, you should ensure that you receive a proper rate of interest and this means that you should be seeking at least restitutionary damages - which would be much higher than the statutory 8%.
      Furthermore, you should assess whether the paying of demands for unlawful excessive charges has also out you further into arrears and if this has caused you further penalties in terms of extra interest or any other prejudice. This should be claimed as well.
      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      Do you have a mortage arears claim to make? Then post your story on the forum here
      • 0 replies
    • 30 Day Right To Reject - Vehicle Casualty Report. Read more at https://www.consumeractiongroup.co.uk/topic/415585-30-day-right-to-reject-vehicle-casualty-report/
      • 19 replies
    • I am new here but very glad to find my way here and would welcome any input.
      i purchased a brand new campervan conversion from Hillside Leisure (175 miles from our home) on July 26th for £31,000 and, within 48 hours, during a storm, the alarm began to sound incessantly. We could not get it to stop, even after trying everything listed in the manual. We phoned Hillside on Saturday July 28th around 2.00pm. The young man who answered the phone said he would seek the advice of their technician and call us back, which he did. The technician told us that they, Hillside, couldn’t help, but that we should take the van to Nissan (the van is a Nissan) as the fault would lie with one of their components.
      • 42 replies
  • Create New...