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Moneybarn Car Repossession ROGO (Scotland)

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Hi hope someone can advise


Took out a car with Moneybarn in 2015

got behind with payments

they went to court

got a time to pay order in May 2017.


Last year I had difficulty making the payment due to a change in jobs (was working for an agency and getting very little shifts)


In Nov 2018 they went back to court and had the time order revoked and a ROGO.

 I did not defend as I wasn't able to make the payments. 

They have not collected the car until attempting to today


after scouring here last night I was brave enough to tell them it wasn't convenient today. They are returning tomorrow.


I am now in full time employment

emailed them with a budget offering to pay

enough to pay the car by Nov 2020 the date when it would be due

they have refused and just want to repossess the car.


I understand I will not get a second time to pay order

is there any other option to try and keep the car?


 I sent a SAR last night by email

there are £18 DD charges on the statements

I am hoping they send a breakdown of what I am being charged for.


Many Thanks







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And i bet they charged you £350 for each failed repo attendance.

Dont forget they are NOT BAILIFFS !!!


no legal powers whatsoever but dont leave the car on public highways

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I got this from the national debtline


Extra advice:

when you can't apply for a time to pay order

You cannot apply for a time to pay order if you had already been granted a time to pay direction and fallen behind on the payments ordered by the court.

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When I looked at her card it said they were sheriff officers, I didn't realise until they'd left and told them it wasn't convenient to give them the car today!!

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sheriff officers acting upon the ROGO order...

that rare for Scotland and must have cost MB a packet 

shame they didn't have a copy of the court order or the default notice with them else they could of enforced it should they have wanted too.

so because they didn't, there must be something up with it...urm.


can you check something please...

have you got confused with the names as these are two very different things.

a time to pay direction

a time order


which was it please and did YOU agree to it?



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did I need an excuse to go to where someone would be drinking tonight....

can you clarify....


you said they went to court in 2015 ...was this a simple procedure claim? this resulted in what ….TO or TTPD?  WHICH 1.time order or 2.time to pay direction


you said they return to court in 2017 to revoke above...and got a return of goods order..was this a NEW simple procedure or a under the same claim number as the above?


if it was a new claim, you would of received in the pack from the court a form 03..did you?


please can you answer the questions here...

the bottom line is IF you got a new form 03 with the ROGO then you can do a time order regardless to if to already used a TTPD..we believe

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Hi Sorry


My mistake. It was a time order in 2017 increasing the payments to £300 a month. I failed to keep up payments and they returned to court in Nov 2018  and revoked the time order and a ROGO. I didnt dispute as at that time I was unable to make the payments


Many Thanks

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Thanks.. I let my other half give sheriff officers the car today.. MB say they will keep car for 7 days .. I am astounded at their determination to take the car.. I will apply for another time order if thats possible.. I cant believe how they act  

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Moneybarn No. 1 Ltd
The New Barn

Bedford Road, Petersfield


GU32 3LG


Dear Sir/Madam



template removed - dx


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have you a copy of the ROGO?


the sheriff officers are simply carryout the sheriffs orders, nothing , as such, to do with MB.

9/10 MB haven't a clue what they are doing and make up their own rules, even court ones as they go along.


this sar will be very interesting because as it looks, there is not remit there for monies,? 

so they'll have to swallow all the charges not put it on your bill AFAIK in Scotland.


can you confirm that the ROGO was attained under a/the simple procedure claim rules and that this IS or is NOT the same claim number as 2017?

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