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    • doesn't matter you've admitted about the DN and anyway where have you done that and to whom?   by assignment arrows are the creditor regardless to your acking of that fact or not.      
    • Just ignore the letter.   Block/bounce their emails or let them come through so you know what they're up to, and keep us posted.............   😎
    • Thanks DX,   I've already admitted that a default notice was served in 2010 by MBNA, so it seems I might be left hoping that they're unable to produce the original CCA.   I've never acknowledged Arrrow as the creditor and continue to pay MBNA.  Is that in my favour?   Cheers,   Richard.
    • For PCN's received through the post [ANPR camera capture]       please answer the following questions.       1 Date of the infringement  10/07/2019       2 Date on the NTK [this must have been received within 14 days from the 'offence' date]  12/07/19      3 Date received  13/07/19      4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?/    Yes      5 Is there any photographic evidence of the event?  yes      6 Have you appealed? [Y/N?] post up your appeal]  yes  Have you had a response? [Y/N?] post it up  yes      7 Who is the parking company?  Civil enforcement      8. Where exactly [carpark name and town]    10B QUEENS ROAD, CONSETT, DH8 0BH       For either option, does it say which appeals body they operate under. Yes    …………………..     This is what I sent to CE appeal in my own words   Reason For Appeal: Firstly I had an appointment at that time with the dentist. My last visit 2 years ago the car park was free and was not aware of the new parking system.   The sign at the front is very obscure especially turning right into the car park. Where I did park, the sign opposite was turned 90 degrees making it hard to see.   The door at the surgery was wedged open when I entered not realizing there was a sign relating to the new system . I cannot remember if there was any signs inside the surgery but once in I always pick up a magazine to read until the dentist is ready to see me.      My statement and evidence to POPLA. in response to CE evidence highlighting main arguments.   Par 18 . The image submitted from the Appellant of a sign slightly turned is still readable and is not obscured...….. Me Not from where I was parked. A photo from the bay shows a pole with the sign facing away.  Par 18 . Furthermore, it highlights that the Appellant was aware of the signage on the site and failed to comply with the terms and conditions regardless.......  Me I treat this paragraph with contempt. There is nothing to "highlight" here as I maintain I did not see any signage; Regardless ? I could have legally parked right outside the Surgery as there were spaces at the time but having "regard" for disabled and elderly, parked further away having to cross a busy road to the Surgery. Par 20....,. Furthermore, the Appellant failed to utilise the operator’s helpline phone number,,, (displayed at the bottom of signage) to report the occurrence, or to request advice on what further action could be taken.... Me How could I have done this ? I only realized there were signs there when the PCN arrived. Summary. I stand by statements and maintain that I did not see any signage entering or leaving the car park. The main sign at the entrance is too small and easily missed when you have to turn right though busy traffic and once through carefully avoid pedestrians, some walking their dogs. The main sign is blank at the back. When you leave the car park I would have noticed the private parking rules if the writing was on both sides. Roadworks signs close to the parking sign at the time did not help either. [see photo] CE evidence is flawed, illegal and contemptuous. Photos submitted are from months ago, Today I have driven into the car park and noticed the same signs turned 90 degrees including the one opposite my bay. CE have done nothing to rectify this disregarding my evidence and the maintenance of the car park. Showing number plates is a total disregard to patients privacy and I object to these photos being allowed as evidence on the grounds that they may be illegal.    POPLAS assessment and decision....unsuccessful   Assessor summary of operator case   The operator states that the appellant’s vehicle was parked on site without a permit. It has issued a parking charge notice (PCN) for £100 as a result. Assessor summary of your case   The appellant states that he parked on site to attend a dental appointment. He states that the terms of the site had changed since the last time he parked two years ago. He states that signage at the entrance to and throughout the site did not make the terms clear. The appellant has provided various photographs taken on and around the site. Assessor supporting rational for decision   The appellant accepts that he was the driver of the vehicle on the date in question. I will therefore consider his liability for the charge as the driver.   The operator has provided photographs of the appellant’s vehicle taken by its automatic number plate recognition (ANPR) cameras. These photographs show the vehicle entering the site at 14:17 and leaving the site at 15:13. It is clear that the vehicle remained on site for a period of 56 minutes.   Both the appellant and operator have provided photographs of the signs installed on the site. The operator has also provided a site map showing where on site each sign is located.   Having reviewed all of the evidence, I am satisfied that signage at the entrance to the site clearly states: “Permit Holders Only … See car park signs for terms and conditions”.   Signs within the site itself clearly state: “DENTAL PRACTICE PERMIT HOLDERS ONLY … ALL PATIENTS AND VISITORS MUST REGISTER FOR A PERMIT AT THE PRACTICE RECEPTION ... IF YOU BREACH ANY OF THESE TERMS YOU WILL BE CHARGED £100.”   The signs make the terms of parking on the site clear, are placed in such a way that a motorist would see the signs when parking and are in line with the British Parking Association (BPA) Code of Practice.   The operator has provided evidence to show that a search for the appellant’s vehicle has been carried out against the list of vehicles for which a valid permit was held on the date in question. The appellant’s vehicle does not appear on this list.   The appellant states that he parked on site to attend a dental appointment . I accept that this may have been the case, however I do not accept that this entitled the appellant to park on site outside of the terms.   The appellant states that the terms of the site had changed since the last time he parked two years ago. The operator’s photographs of the signage on site are dated 27 March 2019.   It is clear based on these photographs that the terms had been in place for at least three months by the time the appellant parked, which I am satisfied was a reasonable period for any regular user of the site to adapt to any change to the terms.   The appellant states that signage at the entrance to and throughout the site did not make the terms clear. He has provided various photographs taken on and around the site.   As detailed above, I am satisfied based on the evidence as a whole that signage made the terms sufficiently clear. I am satisfied from the evidence that the terms of the site were made clear and that the appellant breached the terms by parking without registering for a permit.   I am therefore satisfied that the PCN was issued correctly and I must refuse this appeal.   docs1.pdf
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tbell

Moneybarn Car Repossession ROGO (Scotland)

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Hi hope someone can advise

 

Took out a car with Moneybarn in 2015

got behind with payments

they went to court

got a time to pay order in May 2017.

 

Last year I had difficulty making the payment due to a change in jobs (was working for an agency and getting very little shifts)

 

In Nov 2018 they went back to court and had the time order revoked and a ROGO.

 I did not defend as I wasn't able to make the payments. 

They have not collected the car until attempting to today

 

after scouring here last night I was brave enough to tell them it wasn't convenient today. They are returning tomorrow.

 

I am now in full time employment

emailed them with a budget offering to pay

enough to pay the car by Nov 2020 the date when it would be due

they have refused and just want to repossess the car.

 

I understand I will not get a second time to pay order

is there any other option to try and keep the car?

 

 I sent a SAR last night by email

there are £18 DD charges on the statements

I am hoping they send a breakdown of what I am being charged for.

 

Many Thanks

 

 

 

 

 

 

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And i bet they charged you £350 for each failed repo attendance.

Dont forget they are NOT BAILIFFS !!!

 

no legal powers whatsoever but dont leave the car on public highways


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I got this from the national debtline

 

Extra advice:

when you can't apply for a time to pay order

You cannot apply for a time to pay order if you had already been granted a time to pay direction and fallen behind on the payments ordered by the court.

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Scotland!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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When I looked at her card it said they were sheriff officers, I didn't realise until they'd left and told them it wasn't convenient to give them the car today!!

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sheriff officers acting upon the ROGO order...

that rare for Scotland and must have cost MB a packet 

shame they didn't have a copy of the court order or the default notice with them else they could of enforced it should they have wanted too.

so because they didn't, there must be something up with it...urm.

 

can you check something please...

have you got confused with the names as these are two very different things.

a time to pay direction

a time order

 

which was it please and did YOU agree to it?

 

 


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We could do with some help from you.

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did I need an excuse to go to where someone would be drinking tonight....

can you clarify....

 

you said they went to court in 2015 ...was this a simple procedure claim? this resulted in what ….TO or TTPD?  WHICH 1.time order or 2.time to pay direction

 

you said they return to court in 2017 to revoke above...and got a return of goods order..was this a NEW simple procedure or a under the same claim number as the above?

 

if it was a new claim, you would of received in the pack from the court a form 03..did you?

 

please can you answer the questions here...

the bottom line is IF you got a new form 03 with the ROGO then you can do a time order regardless to if to already used a TTPD..we believe


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Hi Sorry

 

My mistake. It was a time order in 2017 increasing the payments to £300 a month. I failed to keep up payments and they returned to court in Nov 2018  and revoked the time order and a ROGO. I didnt dispute as at that time I was unable to make the payments

 

Many Thanks

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The apply for another time order now your circumstances have changed and suspend the ROGO


We could do with some help from you.

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You can download form 03 from the scotgov court site


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Thanks.. I let my other half give sheriff officers the car today.. MB say they will keep car for 7 days .. I am astounded at their determination to take the car.. I will apply for another time order if thats possible.. I cant believe how they act  

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Moneybarn No. 1 Ltd
The New Barn

Bedford Road, Petersfield

Hampshire

GU32 3LG

12/03/2019


Dear Sir/Madam
 


GENERAL DATA PROTECTION REGULATIONS - SUBJECT ACCESS REQUEST
ACCOUNT /REF NUMBER: 

 

template removed - dx

 

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did you not read the first red bit.....


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

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have you a copy of the ROGO?

 

the sheriff officers are simply carryout the sheriffs orders, nothing , as such, to do with MB.

9/10 MB haven't a clue what they are doing and make up their own rules, even court ones as they go along.

 

this sar will be very interesting because as it looks, there is not remit there for monies,? 

so they'll have to swallow all the charges not put it on your bill AFAIK in Scotland.

 

can you confirm that the ROGO was attained under a/the simple procedure claim rules and that this IS or is NOT the same claim number as 2017?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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