Jump to content
tbell

Moneybarn Car Repossession ROGO (Scotland)

Recommended Posts

Hi hope someone can advise

 

Took out a car with Moneybarn in 2015

got behind with payments

they went to court

got a time to pay order in May 2017.

 

Last year I had difficulty making the payment due to a change in jobs (was working for an agency and getting very little shifts)

 

In Nov 2018 they went back to court and had the time order revoked and a ROGO.

 I did not defend as I wasn't able to make the payments. 

They have not collected the car until attempting to today

 

after scouring here last night I was brave enough to tell them it wasn't convenient today. They are returning tomorrow.

 

I am now in full time employment

emailed them with a budget offering to pay

enough to pay the car by Nov 2020 the date when it would be due

they have refused and just want to repossess the car.

 

I understand I will not get a second time to pay order

is there any other option to try and keep the car?

 

 I sent a SAR last night by email

there are £18 DD charges on the statements

I am hoping they send a breakdown of what I am being charged for.

 

Many Thanks

 

 

 

 

 

 

Share this post


Link to post
Share on other sites

And i bet they charged you £350 for each failed repo attendance.

Dont forget they are NOT BAILIFFS !!!

 

no legal powers whatsoever but dont leave the car on public highways

Share this post


Link to post
Share on other sites

I got this from the national debtline

 

Extra advice:

when you can't apply for a time to pay order

You cannot apply for a time to pay order if you had already been granted a time to pay direction and fallen behind on the payments ordered by the court.

Share this post


Link to post
Share on other sites

When I looked at her card it said they were sheriff officers, I didn't realise until they'd left and told them it wasn't convenient to give them the car today!!

Share this post


Link to post
Share on other sites

sheriff officers acting upon the ROGO order...

that rare for Scotland and must have cost MB a packet 

shame they didn't have a copy of the court order or the default notice with them else they could of enforced it should they have wanted too.

so because they didn't, there must be something up with it...urm.

 

can you check something please...

have you got confused with the names as these are two very different things.

a time to pay direction

a time order

 

which was it please and did YOU agree to it?

 

 

Share this post


Link to post
Share on other sites

did I need an excuse to go to where someone would be drinking tonight....

can you clarify....

 

you said they went to court in 2015 ...was this a simple procedure claim? this resulted in what ….TO or TTPD?  WHICH 1.time order or 2.time to pay direction

 

you said they return to court in 2017 to revoke above...and got a return of goods order..was this a NEW simple procedure or a under the same claim number as the above?

 

if it was a new claim, you would of received in the pack from the court a form 03..did you?

 

please can you answer the questions here...

the bottom line is IF you got a new form 03 with the ROGO then you can do a time order regardless to if to already used a TTPD..we believe

Share this post


Link to post
Share on other sites

Hi Sorry

 

My mistake. It was a time order in 2017 increasing the payments to £300 a month. I failed to keep up payments and they returned to court in Nov 2018  and revoked the time order and a ROGO. I didnt dispute as at that time I was unable to make the payments

 

Many Thanks

Share this post


Link to post
Share on other sites

The apply for another time order now your circumstances have changed and suspend the ROGO

Share this post


Link to post
Share on other sites

Thanks.. I let my other half give sheriff officers the car today.. MB say they will keep car for 7 days .. I am astounded at their determination to take the car.. I will apply for another time order if thats possible.. I cant believe how they act  

Share this post


Link to post
Share on other sites



Moneybarn No. 1 Ltd
The New Barn

Bedford Road, Petersfield

Hampshire

GU32 3LG

12/03/2019


Dear Sir/Madam
 


GENERAL DATA PROTECTION REGULATIONS - SUBJECT ACCESS REQUEST
ACCOUNT /REF NUMBER: 

 

template removed - dx

 

Share this post


Link to post
Share on other sites

have you a copy of the ROGO?

 

the sheriff officers are simply carryout the sheriffs orders, nothing , as such, to do with MB.

9/10 MB haven't a clue what they are doing and make up their own rules, even court ones as they go along.

 

this sar will be very interesting because as it looks, there is not remit there for monies,? 

so they'll have to swallow all the charges not put it on your bill AFAIK in Scotland.

 

can you confirm that the ROGO was attained under a/the simple procedure claim rules and that this IS or is NOT the same claim number as 2017?

Share this post


Link to post
Share on other sites
Please fill in your quit date here

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Recently Browsing   0 Caggers

    No registered users viewing this page.



  • Tweets

  • Our picks

    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
      You are entitled to refuse counsellor visits and not incur any charges.
      Any charges for counsellor visits must not seek to make profits. The cost of the visits must be passed on to you at cost price.
      We are hearing stories of people being charged for counsellor visits for which there is no evidence that they were even attempted.
      It is clear that some mortgage lenders are trying to cheat you out of your money.
      You should ascertain how much has been taken from you and claim it back. The chances of winning are better than 90%. It is highly likely that the lender will attempt to avoid court action and offer you back your money.
      However, you should ensure that you receive a proper rate of interest and this means that you should be seeking at least restitutionary damages - which would be much higher than the statutory 8%.
      Furthermore, you should assess whether the paying of demands for unlawful excessive charges has also out you further into arrears and if this has caused you further penalties in terms of extra interest or any other prejudice. This should be claimed as well.
      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
      • 0 replies
    • 30 Day Right To Reject - Vehicle Casualty Report. Read more at https://www.consumeractiongroup.co.uk/topic/415585-30-day-right-to-reject-vehicle-casualty-report/
      • 19 replies
    • I am new here but very glad to find my way here and would welcome any input.
       
      i purchased a brand new campervan conversion from Hillside Leisure (175 miles from our home) on July 26th for £31,000 and, within 48 hours, during a storm, the alarm began to sound incessantly. We could not get it to stop, even after trying everything listed in the manual. We phoned Hillside on Saturday July 28th around 2.00pm. The young man who answered the phone said he would seek the advice of their technician and call us back, which he did. The technician told us that they, Hillside, couldn’t help, but that we should take the van to Nissan (the van is a Nissan) as the fault would lie with one of their components.
       
      • 42 replies
×
×
  • Create New...