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robinjw

First Direct / Arrow Global / debt plan/very old debt

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Yes .....Its by the by who actually is the claimant for now...but you need to get clarity when you get chance.

 

Edit the example defence as suggested and submit it to stop default judgment.


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Already had it ready to send, just wanted to be sure.

Have sent it now.

Have also posted the SAR to HSBC as suggested.

 

Thanks for your help.

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Just a little update,

I put in my defence and the court has replied to me saying that they will serve a copy to the claimant or their sols.

 

They say the claimant may try to contact me direct to resolve a dispute.

If unresolved they inform the court how to proceed.

 

If they proceed they must contact the court within 28 days of getting my defence.

After that the claim will be stayed and the only action would be for them to request a stay lift.

So, I await a response from Global which Im sure I'll get next week sometime.

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IF you ever get a response from them


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Quick question, if the debt collectors dont respond and the court put a 'stay' on it after 28 days, does that mean it cant be picked up again by any debt company?

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Tough on them if they do

 


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It could get picked up by another company but theyd be in the same position as the last.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Just a quick update to this thread. I finally received a letter today from Drydens Fairfax stating that they have closed the case and returned it to the client.

 AWESOME!

I am only left wondering if I should do something re the court now- I saw someone else mention the stay, can I request the court close the case in some way too so it does not get recycled again by another debt collector?

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you cant.

doesn't mean its over

the next move is arrows.

but whichever way it goes

they'll have to pay a fee to lift the stay 

if they do 

you'll get notification from the court.

 

did you ever get to the bottom of how Link made the court claim

and then sold it onto Arrows?

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Why is it not over if the case is closed? Do they have other moves, or is it just that another company could try their luck? No, Ive no idea how Link did that or why they would do it unless it was an admin error on their part, just glad its over for now at least as everyone who has chased that debt since the 90's has been very aggressive. Just glad I caught it in time so I can at least get more breathing space without constant harrassment.

Thanks again for the help, really do appreciate it.

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The claim has not been discontinued...simply the Solicitor dealing has pulled out..perhaps if we could see the letter from Drydens Fairfax ?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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I see. The letter literally states "In ref to Arrow Global xxx acct number. Please note that our file has been closed and returned to our client."

There is nothing else in the letter.

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Returned to Arrow...who should inform you of a change of solicitor.....the claim is still live.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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On the court papers it said they had 28 days to respond. They didnt respond until about two months had passed and Ive had no word from the court. Does that fact effect anything going forward?

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already explained in my last post go back and read it again


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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