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How to find out if you have CCJ's over 6 years old?

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Hi

I have been living overseas for the last 13 years and have a couple of unpaid debts, one of them was from a mobile phone company which failed to cancel my contract when I left the comany and two others from credit cards which for some reason payments where not taken from my bank. I know any debt over 6 years is statue barred as long as it does not have a CCJ. 

 

My question is how do I find out if any of the debts have had CCJ's attached to them as I no longer have any of the details regarding them and they will have dropped of my credit report after 6 years? As I say I no longer have the details and cannot even remember which credit cards they where as I had several cards and 3 bank accounts at the tine and my credit report will not show anything as it has been oveer a decade.

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Hi and Welcome to CAG

 

You cant find out..... if its over 6 years old as it will drop of your CRAs and The CCJ Register.The fact that it is over 6 years old also means the Judgment Claimant has taken to long to enforce it and therefore would have to seek the courts permission to execute the judgment further.

 

Andy

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And the good news is, if you need to get credit or a mortgage, they can't see them either.

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Thankyou for the replies,

 

So I just leave it and see if anyone contacts me when I register back as a UK resident? Problem is I will be staying with family initially and I don't want county court bailiffs coming to the home and causing them distress but seems I don't have an option. 

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No bailiffs will contact you.  IT is incredibly unlikely that anyone will try and enforce a CCJ that is more than 6 years old.  

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Just now, London1971 said:

No bailiffs will contact you.  IT is incredibly unlikely that anyone will try and enforce a CCJ that is more than 6 years old.  

 

OK thanks again.

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