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franko3209

Wescot and paypal debt - buyer not received item

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Sold item on ebay, posted item to buyer after receiving payment. Buyer claims non receipt, ive now received 2 letters from westcot demanding £103.i know i should have sent the item recorded delivery, but wife was in hospital so i forgot to send it this way.will westcot take me to court? Am on low income and cant afford to pay this.

Edited by franko3209

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And neither can ebay/PayPal do anything to you

Just remember a DCA is NOT  BAILIFF 

And have

ZERO legal powers

 

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Any cards linked to paypal account should be reported to your bank as lost or stolen. This stops paypal taking money from them.

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no simply remove them from the account


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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thread title updated


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Think you cant if paypal balance is negative.

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Yes you can.  Otherwise theyd be in a LOT of trouble with the regulators.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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posts moved to your own topic

please keep to it.

cancelling the cards does NOT remove the CPA.

easiest way is simply to remove the funding from paypal.

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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you can remove the authority for them to make automatic payments, that is easy. they may insist that you keep a payemtn method on their files but that doesnt mean that they can dip into your bank account. I would tell the bank you have cancelled any authority that paypal had and that way if they do grab your money the bank is liable.

 

Now it is common for crooked buyers to claim non receipt of posted items where a sig is required. there is a way to defeat such a claim but too late now. In th future you send out recorded or you will "lose" every item you send.

Now ignore wetcloths and any other dca.

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Did you get any proof of postage from the Post Office when you sent the item?

 

Most item through Royal Mail have some tracking that let you know the item has been put out for delivery. It isn't like signed for.

 

Did the buyer open a case through eBay or straight to Paypal?

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