Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • As of today......not a thing! Sod's law that now I have mentioned it I'll probably get a letter in the next few days 😂
    • I have a bit of a dilemma my mum paid for a 3 piece to be made, when it turned up  it was the wrong colour so she sent it straight back to the shop this was now 7 years ago, and it has never been resolved, she became ill  and now she has passed it has only come to our attention that no money has been paid back to her or any other resolution made I have tried emailing them and all I got back is they are a reportable company, and they cannot believe that it has not been resolved, then they said they have changed accountants and all there accounts from 2012 are stored away and cannot be accessed, since that email I have tried on numerous occasions to contact them via email but they have not responded  she paid out over £2000 for this and received nothing back where do I stand in trying to get this back now I look forward to your reply thankyou
    • Thought I would put this on here just to help people avoid the situation I have found myself in.   Been on UC for about a year and a half and back in November found a job which pays a measly 14500 per year but of course is still over the UC threshold!  UC despite promising that I would be paid UC in November due to not being paid until the end of November didn't pay up because HMRC notified the DWP before I received my wages, but the main issue is Council Tax benefit which people need to be aware of.   I was advised by both the Council and DWP not to inform them what my income would be because it would fluctuate the first couple of moths due to not starting at the start of November and the fact that I was put on a temporary tax code, so they both felt that they would wait for HMRC to forward the correct figures rather than me "declare a change".  That was my mistake because for the next couple of months I still received an element of Council Tax benefit.   Then a couple of weeks ago the Council on top of three months nil UC award from the DWP asked for my last two payslips and days later I received a Council Tax bill in the region of £145 per month for February and March.  They then requested my latest pay slip and this morning I received a final bill for 2019/20 for which they were taking £363 by direct debit in March.  I can't afford £100 per month Council Tax let alone £363!!  I rang them and put half on a credit card and paid some via debit to bring March's bill down a bit but it will still be a struggle.   My advice is to be totally on top of this with the Council if you go back to work and lose your UC.  If I had fully known I would have paid extra in the months November, December, January so I didn't get walloped for one lump sum in one month but the letters come through thick and fast and aren't the easiest to understand and you could end up to your neck like me!!   To be honest you are "almost" better off on benefits.  "Make Work Pay" the DWP say.  Yeah right!!!
    • So received a big envelope of bumpf from the lovely Lowells today today. Only from one of my 'accounts' the smaller one. Had a copy of assignment letter, a statement and an unsigned copy of credit agreement (signed by them, not me) and paperwork for Tomlin order for the full outstanding amount.    Was halfway through sorting my witness statement 😢🙄
    • we need to prepare Non-guarantor paperwork for you which will cost >>> you >>> £895. This paperwork will act like a guarantor for your loan for >> the >>> whole loan period.  Before we provide this loan to you we need to >> make >>> >>> sure that after you receive this loan we should not lose the money. >> So >>> >>> we have to show to the financial conduct authority that you can pay >>> your >>> repayment on time. >>> >>> So, in this case you are required to pay the Guarantor paperwork > fee >>> of >>> £895 which is just the one-time payment and will be refunded along >>> with >>> your loan amount. Once, you cleared this guarantor fee than we will >> be >>> >>> able to transfer your funds to your bank account within 60 minutes >> of >>> time. >>> >>> Note:- Just because of paperwork your transaction is on hold please >> do >>> >>> this & get your money before 12 today. >>> >>> Regards, >>> Linda Thomson >>> Manager >>> Account & Transfer   what  she has now been told as well as this     Cancellation on this stage of the loan will cost you with 590 pounds >> as >> this amount is been debited from our account,so please do the final >> payment and get the amount sorted for you. >> Your co-operation will be much appreciated.
  • Our picks

steph1092

fake 16 plus oyster used it for a year - court summons

Recommended Posts

Hi everyone, 

As many others on this forum, I made the completely stupid mistake of purchasing a fake 16+ oyster card.

I used it for approx a year when the ticket inspector on the bus approached me and asked for my D.O.B ect.

 

She took down my details and I received the letter from tfl that everyone else typically receives.

I responded with remorse and my genuine naivety to how serious this situation was.

This happened back in mid Jan btw. I

 

purchased the card at my old workplace, a colleagues friend was creating them and he was selling them to a few of us at work.

he promoted it as this casual thing but i'm taking full responsibility. 

 

I have not received the court summons yet but i am certainly expecting it.

I have read a few other threads religiously regarding fake 16+ oyster cards and their court summons were prosecuting with the railway act.

 

I am very stressed that although other people have received their prosecutions with the railway act, that tfl would give me one for fraud instead.

I'm not too sure if tfl have ever prosecuted for fraud?

 

Also, I apologise if I appear too nonchalant about all of this, I have been extremely anxious ever since this happened, I cry about it at least once a week and it is most definitely a lesson learned. I'm 21 and have never even been in trouble at school let alone legally.

I would appreciate some advice in this matter please.

 

I am worried about a different thing every week but now it would be a borderline blessing to plead guilty to the railway act as opposed to fraud as I really do not want to go to prison :( 

 

I've really really messed up here. It's my first offence ever. 

So my questions are; 

 

- Can I be prosectuted for fraud instead of the railway act? 

 

- Is the inspector in court?

 

- Could I go to prison?

 

- How do you pay the fine typically? On the day?

 

Thank you guys in advance.

I am so appreciative of your advice you've given to others on forums like these, they've kept me from going insane!! 

 

Share this post


Link to post
Share on other sites

You cant goto prison

they dont/cant prosecute for fraud


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Thank you for your reply dx, do you know if the inspector is actually in court on the day? I researched that the inspector only shows up as a potential witness if you plead not guilty but I was just wondering if you could confirm? :) 

Share this post


Link to post
Share on other sites

If the inspector isn't in court on the day, they will have a copy of her statement about interviewing you.

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Thank you! Do you know anything about how the fine works? is it paid in cash on the day? 

Share this post


Link to post
Share on other sites

Have a read of the forum sticky on attending court, that should answer a lot of your questions.

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Thank you 

Share this post


Link to post
Share on other sites

I plan to attend court but I do have crippling anxiety already in regards to this whole situation and suffer from panic attacks.

 

I'm worried because I am thinking that for my mental health it may be better to plead guilty by post but I do want to show the court in person how remorseful I am to lower the fine. 

Share this post


Link to post
Share on other sites

you always attend plead guilty in person.


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Hi, I wanted to ask if there was anyway of being dismissed by my current job due to this record? Can an employer find this out, would they be notified any way? I just work a basic sales job btw.

Edited by steph1092

Share this post


Link to post
Share on other sites

Depends on your job.

I noticed you replied to the letter from TFL.  If you havent had anything back yet,  dont go thinking there will be a court summons. They might allow you to settle out of court if youve used other threads as guidance.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

I very much doubt I'll be able to settle OOC in my case, I have given up all hope.

 

The other threads I read have been refused OOC.

I was caught with the 16+ on the bus by an inspector but I know people that had their oysters just randomly stop working, also have a friend who was called by TFL as they noticed an inconsistency in his applications and was told to stop using it or a summons would be sent.

 

I don't have dodgy friends at all, but I can't stress how common these 16+ oyster cards are, a ton of people have them unfortunately. 

Share this post


Link to post
Share on other sites

never say never.  Wait for the next letter. If you go to court, so be it.   Just be honest.     


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Yeah I certainly will. Do you have any idea of the impact of the record? If it's spent after a year does that mean it will stop showing up on DBS checks after that? 

Share this post


Link to post
Share on other sites

 

Thanks dx, i've been doing a crazy amount of research in regards to the criminal record side of this. (yes I know I haven't recieved a court summons yet and I'm truly going to fight for an OOC settlement but I am just preparing myself for the worst)

 

I just wanted to ask if my criminal record would be on fare evasion only?

or does it differ to your situation?

 

Like for example when wanderwall uploaded his/hers court letter I did not understand what he was being charged against?

It says "Contrary to regulations 7 (b) (ii) conduct of drivers, inspectors, conductors & passengers. Regulations 1990 SI No. 1020 and contrary to section 25(3) of the public passengers vehicle act 1981.

 

Is this the typical thing people get charged for on their court summons?

Because I thought it would be the TfL Byelaws or Railways Act 1889 and or the Regulation of Railways Act 1889?

 

Im confused and worried about this since me and WW are pretty much in the same boat (except I didn't run away from the inspector )

Share this post


Link to post
Share on other sites

it will be on the court summons

does differ


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Okay now I'm scared because I doubt they can issue imprisonment on the more common acts like byelaws or RORA but I don't know about the ones that WW was issued so i'm currently petrified lol

Share this post


Link to post
Share on other sites

haha

you cant goto prison for a rail debt

stop panicking.


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

lmao okay thank you, I promise to update this thread with new info as it comes!! 

 

Share this post


Link to post
Share on other sites

Okay received the court summons on Friday as expected, I am attending court on the 26th of next month.

 

I don't know if I will even bother calling TFL's offices in hopes of an OOC settlement because I really don't have mitigating circumstances.

 

I haven't even been in trouble with my school teachers let alone the law.

I naively made a very stupid mistake of following what everybody else was doing which I feel terrible about now.

 

I am going to try to speak to the prosecutor on the day but again I don't have very high hopes with that either.

I am being convicted on the same charges as Wanderwall. 

Share this post


Link to post
Share on other sites

so not fraud then..that's good

 

you sent a pleading letter?

what has happened since then?


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Yeah super happy and grateful for that, they easily could've prosecuted for fraud. 

 

And I sent a pleading letter when they first asked me to plead my case but no I haven't gotten in contact with them since I received the summons on Friday. I don't even know if I should try tbh, I don't think it's going to go anywhere but obviously, I do not want a criminal record in the slightest so I am going to try calling and speaking to the prosecutor on the day.

 

In the meantime, I will attend court in person. When it comes to payment, do you have any idea of how that works dx? Do I pay on the day at the actual courthouse with my bank card or do I pay online? 

 

Oh also, the oyster was used for 128 uses. So, my chances are just that much slimmer lol

Share this post


Link to post
Share on other sites

are they actually stating 128 uses?

in the summons

 

payment should be made on the day 

the judge / clerk will tell you how


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Yep its 128 uses, I used it for around a year.

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...