Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • once a debt is sb'd nothing not even a judge can unbar it no harm in talking to BC at all. they are nothing to do with the claim they sold the debt in .........see NOA letter    
    • Here are the Particulars of Claim   Name of the Claimant ? Hoist Finance UK Holdings Limited   date of claim - 30th January 2020   Date  to acknowledge) = 17/02/2020   date to submit defence = 02/03/2020    Particulars of Claim   1. The claim is for the sum of £7939.36 arising from the defendants breach of a regulated consumer credit agreement referenced Under no xxxx926xxxxxx03   2. The defendant has failed to remedy the breach in accordance with a Default Notice issued pursuant to ss.87(1) and 88 of the Consumer Credit Act 1974.   3.The Claimant claims the sums due from the Defendant following the legal assignment of the agreement from Hoist Portfolio Holding 2 Ltd(Ex Barclaycard) Written notice of the assignment has been given.   4.The Claimant claims 1. The sum of £7939.36 2. Costs   What is the total value of the claim? £8449.00   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Yes dated 02092019   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Not sure   Did you inform the claimant of your change of address?Not sure Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card.   When did you enter into the original agreement before or after April 2007 ?  After April 2007 actually August 2007   Do you recall how you entered into the agreement...On line /In branch/By post ? Can't recall   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ?No idea   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Claim issued by Hoist, so assigned.   Were you aware the account had been assigned – did you receive a Notice of Assignment? Howard Cohen solicitors says yes. I say no   Did you receive a Default Notice from the original creditor? Not to my knowledge   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No   Why did you cease payments? Costly divorce and failed small business   What was the date of your last payment? Over 6 yeras ago I believe   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Spoke to them many years ago   Will get on with CCA and CPR tomorrow.   Is there a danger that if he attempts to call BC he could take it out of staute barred?  I will have to contact him Spain so need to advise him what not to say.
    • DX ,thanks for spacing post BankFodder,  sorry, point taken,   FS
    • defence due by 4pm Monday 2nd   has he...   .  get a CCA Request running to the claimant https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/  leave the £1PO blank and uncrossed . .  get a CPR 31:14 request running to the solicitors [if one is not listed send to the claimant] . . https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . . type your name ONLY no need to sign anything . you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]   get him to ring BC ask last payment date tomorrow.    
  • Our picks

duchess777

Swift advances

Recommended Posts

Hello

I obtained a loan from swift in 2008 , I asked to borrow £25k to repay a nother loan ,

did not realise about Swift

 

when I eventually got the papers some years later they included £4k which they said they gave me in a cheque .

I informed them I have never had a cheque from them ,

 

they refuse to tell me where the cheque was cashed according to their records .

I claimed my PPI back from them

 

they said they can continue to charge me for it as I was in arrears and they did not have to take off the PPI as I was in arrears . 

 

I have paid them over £40k and they are seeking a resettlement figure of £67k.

 

can anyone help and advise please .

Share this post


Link to post
Share on other sites

sounds about right for these sub prime lenders.

send them an SAR

get everything they have then we can unravel the web they always weave.


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

you are here on your topic about your dealings with swift

you need to send them an SAR. [click it]

get all the info first .

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Thank you so much . a company applied for a SAR on my behalf and I note that details are missing .

 

I asked for a settlement fee and came home to find they want £67k, for a loan of £25k, £4k for PPI

they refunded but keep charging interest and the cheque .

 

I have already paid them £38k  in total they want £105k.

how can this be . helpppppppp!!!!!!.

PS I am happy to donate to this site do tell me how .

Share this post


Link to post
Share on other sites

what do you mean by a 'company' 

don't name them, but they wanted a fee to try and sort the mess out?


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Good Morning .

they were trying to get a refund on my mortgage , they did not want a fee.

Share this post


Link to post
Share on other sites

where has this site gone been trying to find post on swift advances and cannot find anything can anyone help please ?

Share this post


Link to post
Share on other sites

Hi.

 

We still have a Swift Advances forum, here's a link to your thread in it.

 

 

HB

  • Thanks 1

Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites
Quote

 

Hi is there no recent post or other members website 

Regards

Duchess

Share this post


Link to post
Share on other sites

Hi.

 

I'm not sure what you're looking for. What do you mean by other members' websites please?

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Hi Honeybee

The latest post is  some years ago I was hoping there were further recent updates want to share some concerns .

Regards

Duchess

Share this post


Link to post
Share on other sites

If you are seeking to post something on that thread, it was closed due to in action but it is now open again and you should post there.


Share this post


Link to post
Share on other sites

It sounds to me as if you have gone to some kind of claims management company for help and that they are going to charge you a very hefty percentage of anything they recover.


Share this post


Link to post
Share on other sites

ok thank you

Share this post


Link to post
Share on other sites

one of these write off your mortgage companies no doubt

total waste of time

 

 

did you send a new sar


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Hi I found a great company waiting to get some funds but they deal with swift advances , they dealt with a friend mortgage and got great results they are called (removed - dx) do try them . 

Share this post


Link to post
Share on other sites

we don't allow adverts if that's all you've come here to do please removed name

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Hello 

first apologies , did not know I could not name the company . I will apply for a SAR as they have told me that they will need a hundred and sixty two thousand  and I have already paid fifty five thousand  in seven years to finish of my loan . for a loan of 25000 without no proof of  giving me a cheque , and PPI gone they want how muchhhhhhhh surely this cannot be right .

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...