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    • Lets put this into perspective. You wont ever get £1000's out of them most def not the £15k? you are after..wont happen even through court.   And if you dont get written evidence they knew but stupidly did it all on a phone without recording your calls up creek are you. Your word against a powerful bank.   If your pp account were to be sorted is your business one that would recover? And why didnt you simply open another pp account with differing details using another bank ac and link that to your business?   Dx
    • Hi i took out a contract back in May with Vodafone for superfast fibre 2, My speeds have been up and down all the time one moment the sync speed is 76mb then it goes to 33mb then back up to 76mb other providers in the area like BT, PlusNet, Sky or TalkTalk can only provide me with 33mb maximum apparently but Vodafone was adamant they can provide 76mb so i thought ok ill take your word for it so since may the internet has been working perfect no complaints, lately its absolute crap you speak to them on the phone and its the usual rubbish change your WIFI channels, take the face plate off your socket. I'm an internet engineer for a company called hyperoptic so I know a lot about routers and all that so its nothing knew to me you tell them you've done all this and they just repeat themselves over and over then tell you to see how it goes with the plate off may I add makes no bit of difference at all you call them back and the same rubbish is said all over again, When i complained first time about the half speed drop to 33mb they came back with this is all you can get in your area when i asked them why sell me a 76mb package if you know full well my line cant handle over 33mb as usual get told ill get a 3 pound discount for the duration of my contract which disappears once they boost your speed back up to 76mb then few weeks later your back to square one again. Tonight my speed is running at 3.5mb and 15mb upload webpages don't open and videos buffer all the time, i honestly think its the crap routers they supply to which you cant place into modem mode to use your own 3rd party router.   Is there anyway i can get out of this contract
    • Hi everyone, any help anyone can offer would be appreciated.   I purchased a bag for £375 + £8 postage from an individual via Depop. I’m not that familiar with the Depop service but the transaction wasn’t completed via Depop’s checkout just via messages with the seller on the app.   The seller posted the item a few days later and sent me a tracking number, and the item says delivered but it hasn’t arrived with me. When tracking online and asking for more info online it says the tracking number and delivery postcode (my home address) don’t match and the website doesn’t offer any further help. The online chat function is a bot and frankly useless and there is no phone number to call.   The seller can’t show me any proof that the tracking number marries up to my address (they sent me a photo of the box but that’s it) so feel at a loss and very silly (and sad).   I don’t have the seller’s postal address, only email and phone number, but can I (should I) make a claim via small claims for the without having a physical address?   I have asked the seller for a refund and advised they have to make a claim for compensation as the contract of sale (postage cost) was with them and the delivery company.    Thank you everyone. 
    • Its a common situation HB ... In how many laws broken how many times - yes somewhat complex   In caring and supporting your own its quite simple and straight forward It enables the younger members to work and school, while giving care to the older members, who have mainly lost their prior anchors - Nothing strange ... although Johnsons' monsters seem to be unaware or uncaring ...   Any in such a situation will of course have ALL their owns health and safety as the paramount consideration.
    • Jeez that's complicated. 😕
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Used my bf student oyster to buy a monthly pass accidentally, keep using it and got caught


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I brought a monthly pass using my bf’s student card accidentally and then I discovered few days later.

The reason I didn't realise at that time is that we have the same card holder and both with the ID photo facing down, and we both have the 18+ student oyster card so the charge for the monthly pass is the same as well. 

Then we decided to keep using it and make sure is only me (one person using the card), so we didn’t take any advantage of tfl.

 as we are new to the country we didn't know the consequences of using someone else’s oyster would be so serious (eg criminal record).

 I got caught today on my way back home on the bus, the inspector took my bf’s card and took my personal details, and told me the tfl would send me a letter to ask me clarify the situation.

I don’t think I am taking any advantage of tfl by paying less using a discounted card but I have seen some of the case on the internet and I am surprised by how serious of the consequences.

I am really worried about it now and can anyone give me some suggestions on how can I write my letter? Or having the same experience as me that can share with me how did you manage it? 

Also, anyone can tell me if I am having a high chance of getting a criminal record from this?

I really hope that it can resolved outside the court as I am an international student studying healthcare related subjects.

Having a criminal record would mean that I cannot get a job in this field and wasted my three years of education. 

Thank You and I really appreciate it if anyone can help me.

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I have a lot of things going on in my life that I am already seeing counsellor for my mental health and now I am stressing out even more.

Anyone think that I will only be fined or being taken to the court? Any sort of help/advice will be appreciated.

I really wish that I can go back in time now.

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Hello and welcome to CAG. I thought I'd left you a message earlier but I can't see it.

Can you tell us what it says you're being charged with please? The exact wording from the court document is best.

Best, HB

 

 

 

 

Illegitimi non carborundum

 

 

 

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Hi HB

I just got caught yesterday so i haven’t got any letter yet, the investigator just took my bf’s student oyster and my personal details.Hhe didn’t ask me any questions but just gave me two slips saying ‘Ticket issued without payment’ and i’ll receive a letter later asking me to explain the situation.

 

Should I explain the situation honestly as I mentioned in #1? or will it put me in a disadvantage?

 

I really didn’t mean to take any advantage from tfl to avoid fare, cuz I have paid the monthly pass and it’s the same amount to buy the pass in either my card or my bf’s card as we both have 18+student oyster card, and it’s only me using my bf’s card, we didn’t share it as we think it is ticket evasion ‘intentionally’, but I do admit that I am using my bf’s card in these two weeks.

 

Do you think I will end up having a criminal record for this? (unintentionally paid for someone else’s monthly travelcard and keep using it for convenience, without knowing the consequences would be so big)

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I would await the letter from TfL

its an honest mistake and should be resolved without the need for prosecution.

excuse me for asking, but how long have you been here and how long have you travelled using our travel system in total

this might become a sticking point as it appears you have been here travelling for almost 3yrs and claiming you didn't realise this would be an issue could be difficult to put across...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx

Thank you so much for your opinion. 

TBH It is my third year in the UK, and I have applied my student oyster card once I came here, but I seldom use it because I think using bank cards would be more convenient and i’ll only go out to town 3-4 times in a month, which is one bus journey or 15mins walk. So tbh I haven’t been using my student oyster other than my first year in the UK and i’ll always go for using apple pay as it doesn’t give me any discount compared to my 18+oyster and apple pay is much more convenient.

The reason I purchased the monthly pass is because I have a placement in zone 1 and i’ll need to travel frequently from Z1-6, thats why I honestly don’t know about that, I hope this make sense to you and tfl as well. I really don’t mean to avoid any fares that I need to pay.

I don’t want to make any excuses that I have used my bf’s card accidentally, but with the fact that I am seeing a counsellor now (for stress and grief), would it be helpful to write down in the letter as well?

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no that's all fine and appears to explain things nicely.

pers for the minute i'd do nothing more than get reading as many threads here in this very forum as possible, but don't get scared of the stories that fail or don't get resolved as many people post on these issues and never comeback and tell us what happened.

I cant see you having too much bother getting an OOC with this one thus avoiding a criminal record though.

it seems a quite straight forward mistake and as you say, they've not lost out anyway . 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx

Thank you for your opinion, I hope they do understand that I don’t have the intension to take any advantage, as I am few months away from graduating and getting my professional qualification, I cannot afford to get a criminal record by this silly mistake I have done:( 

Once again thank you for your opinion and i’ll keep updating for any news.

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