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    • I gathered that after your protests they had come back with the 7th after which you didn't raise any further objection. Is that wrong?
    • Sorry for several replies am doing this on a phone. Can you explain how I’ve been complicit in the delay? I was expecting the works to be done early Nov and last week was told it would be February which I immediately rejected. I haven’t agreed to any delay?
    • BankFodder have just seen your comment that I’ve done everything by phone. I haven’t and not sure where you’ve got that from?   All has been done via email.  I had two things verbally from the director during his site visit - that it would take two weeks to install and all would be done by Xmas. 
    • NatWest Group’s Q3 results have revealed today the bank provided a peak of 250,000 mortgage payment holidays, but these have since dropped to just 37,000 which are still active View the full article
    • I had quotes and timescales back  in July/August from other companies which will not be valid now. Ironically the reason I went with this company was because I felt I hit off with the guy that came to see me - the very director that I’m now banned from talking to!  Had a very stressful lengthy building insurance claim 2 years ago and this is bringing it all back.  Yes I told them in my email last night that I knew they hadn’t applied to the council and their reply this morning said they use a consultancy who apply to the council on their behalf.  Have just called the council again and they’ve now told me that other people besides them can provide building regs certificates. As they say they haven’t had one applied for and Homeview have said their consultancy deals with the council on their behalf I don’t know what to think.  I’m sure if I ask for a completed date and not a start date she will just say ‘as I said we will start w/c 7 Dec.’ 
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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I bought a Mercedes GL a couple of years ago from a garage who sold me a GOLD Car warranty. My Mercedes GL has a broken Front Diff and I have called in A1 approved to make a claim and they have REJECTED is sighting that it is 'general wear and tear'. The garage has confirmed to me that the part is deemed a a mechanical failure and premature in it's failing and NOT general wear and tear.

 

I also contacted the car sales garage I purchased the vehicle from and they confirmed that the part if a mechanical failure.

 

The garage have been in contact with A1 Approved to go over the breakage and the warranty company are not interested at all. TOTAL REJECTING the claim. I have asked to speak to the Manager/Boss and no return phone call has been given

 

I paid alot of money for this car warranty which has totally failed me and been missold to me. If I cannot use it at this point, then what' the point.

 

Anybody else out there had issues with A1 Approved Any advice out there???? It is going to cost me 1,500 pounds to fix. I really don't see why I should if it should be covered on a CAR warranty.

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Hello and welcome to CAG. People should be along to advise you later.

 

In the meantime, if you do a search of CAG [in the red stripe at the top of the screen, you'll find other people's threads about these people.

 

Best, HB

Illegitimi non carborundum

 

 

 

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sadly very typical for A1

any warranty isn't worth the paper its written on.

 

is this an approved Mercedes garage?

if so try and get Mercedes to repair it FOC if they agree.

 

not sure if you've got any recourse against the retailer under CRA if its several years down the line since the sale .

how many miles have you done in it?

how old is the car?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Thanks.

It is 12 years old and done 114,000 miles on the clock.

 

The car sales garage and the mercedes used garage (who are going to fix it for me) have confirmed that it's rare for it to break as it should last the lifetime of the car, ie. 400,000 miles. However, it's broken.

 

Stuart, the Director at A1 approved just got back to me and declined my claim.

Needless to say, ALL I speak to and on my social media, I shall share this and hopefully people will know to steer clear away from this company.

 

NOt worth the paper its written on.

My car is now at the garage, gone and undriveable, and they STILL won't accept my bloody claim

:mad2:

Edited by dx100uk
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mis-sold IMHO. go get al your moneyback for all the years you've paid for the warranty cover.

 

theres no-way a car of 12yrs old would EVER get a successful claim out of them nor any warranty with anyone.

sorry but they saw you coming. the instant answer to any claim you would ever have put it would be wear and tear due to the age of the car.

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Well, we have only had it 2 years, so it was old when we purchased it, so why would we be sold this rubbish?? it is a used car warranty. I called up the car sales garage Victoria Station Car Sales in St Helen's who sold it to me and they told me they had never had any issues at all with A1 approved. I find that very hard to believe. Such bull**** these car sales places.

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you were sold it as everyone in the chainget a nice backhander on commission, inc the original garage where you signed up to it..

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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It doesn't really make any odds, I bought my car from Available car 2 years ago and it was 2 years old

 

I bought a 3 year warranty with it, I have tried to claim twice, Both times i wasn't successful

 

I wont be buying a warranty with my next car

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