Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Different statements. One has “at 59 mph overtaking on the approach” and the other “it was overtaking on the approach and in ....... at 49 mph”. So not the same statement (same ethos, different sentence structure).   perhaps they chose that site for the officer because it is an accident hotspot, and they know people do dodgy overtakes (while speeding) there .....??  
    • Hi.   I've moved your thread to the Bailiffs forum. People should be along to advise later.   HB
    • So a little update;   Of the 6 letters I sent 3 were acknowledged. One accepting £1/month for now and two from the same creditor trading under different names asking for full I&E which I haven't done.   In a moment of madness I managed to depsoit 5k to a gambling site I didn't have due to paypal's crazy policy of allowing payments which are to be collected by direct debit after a couple of days to gambling sites! Mad they allow this but this will show as a negative paypal balance (in a different account to the original "debt"). The first paypal -£5k account has been closed and passed to a DCA now. I have ignored them.   My council has appeared to have stepped up their collection efforts for £2.5k in alleged housing benefit overpayment from 2015/16. I have acknowledged their letters over the past 3 years each time by email but they rarely respond to my pleas. I truly think if there was overpayment then it was for less than half the amount they claim. At the time I didn't think I was being overpaid because I wasn't really working but I had stopped claiming JSA/ESA (and told them as much) but earned a couple of hundred pounds a month from sporadic work.   Also what I thought was a dormant debt from 2016 to Halifax has been actually sold ( to caboot? I think. Hard to keep track of everyone)   I've been getting phone calls daily but ignoring them for the most part. I did request all communication in writing in my original letters.   I feel incapable of dealing with these creditors and whilst initially I was feeling that I would be happy to just ignore all the letters (arreas, defaults and the like) and phone calls for an indefinite amount of time and  hope to make it 6 years to statute barred-ness and accept or defend any CCJ attempts that did arrive. I figured that avoiding these creditors for 3 months so far is 5% of the way there to statute barred! But I figre for these fairly sizeable amounts they probably won't all let it go and I will get some CCJ docs (never had to deal with that) However now my mood and thinking has changed.    I am looking again at insolvency. I'm over the DRO limit now so its BR or nothing. I was wondering why you said to not consider this and it would be stupid @dx100uk? Although shirking my debts/responsibilities it does seem like an "easy" way out at the moment. It would be so nice to know that what's done is done and to be able to draw a line in the sand and start again in a year or so and not have to avoid creditors or worry about what's coming next...   It certainly would help the environment what with the amount of letters that are arriving already(!) considering the first payment I missed was october/november (excluding the old halifax and council debts). I am exordinately stressed about it now even though I thought I would be already . Any advice would be great if it was to get my head out of the sand and contact people/do the ignoring thing and seeing what happens/reasons  to do or not to do bankruptcy for these unsecured debts?   Thanks      
    • Hi everybody   Had a knock on my door and was confronted by either a Bailiff or enforcement agent (not sure about the specific job title). When I opened the door he stuck his foot in so I couldn't close the door. I was video taping him so I took a few steps backward (to get him in shot) and he just fully entered the property despite me saying that I was denying him entry and he refused to leave thereafter.   Turns out that he was there to collect a court issued fine. I think from a Magistrates Court. He worked for this outfit:   www.marstonholdings.co.uk   The reason for the fine was something to do with "driving without car insurance". Now I had a cheap car a few years ago but it broke down and would cost more to fix than it was actually worth. So I sold the car for scrap and cancelled the insurance. Turns out you have to inform the DVLA when you scrap a car and them that it is no longer on the road (I was unaware). So this was the circumstances of the visit.   My question is did he have the lawful right to enter the property? I always thought these people were like vampires i.e. they can only come in if you invite them in.   tia Bear  
    • oppss again then if its the same person.   knows the road well so should know what the speeds are and where they apply..      
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 297 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hiya all I’m Applepie123

 

I’m only 16 and I went into Superdrug and wanted to just take an eye brow pencil as I had lost the one I had ACTUALLY bought so I thought I’d just take it out the box and leave the box with the barcode.

 

Unfortunately, I didn’t notice that a man was watching and if I’m being honest I didn’t care because he looked as though he was part of the general public. So I carried on and walked out the shop. As I was waiting for a friend I decided to stand by the side of the shop (which wasn’t smart) and there the man came and showed me some badge and said “can u follow me to the back of the shop miss”

 

i didn’t want to cry so I become a bit giggly and he thought as though I wasn’t taking it seriously 😐. He was quite rude, which in a way he kinda had right to.

He asked me to hand it over and showed me the box I had left by the side. It was him and a Superdrug worker. He then asked me what my name was and my address and if I had ID to verify it. I didn’t. Then he stated that he’d have to call the police then to verify it or speak with my mother. I definitely wasn’t going to let him speak with my mother so I showed him my card which verified my name, I gave him my date of birth, my mothers name but the wrong number for my mothers telephone.

 

He told me I’m banned from that Superdrug and many other shops in town for the next 12 months and shouldn’t be surprised if I’m caught in one and kicked out.

He thrn said that I’ll receive a letter to my house stating the cost of my fine he said it could be £80, £100, which I wasn’t happy about, as he left the price unclear. Then he said u can pay it all at once or in instalments. He then took a picture of me, wrote what I was wearing, my height and made me sign a document, but also gave me some sheets to take. He escorted me out the shop , and at that point I felt so humiliated and embarrassed 😳.

I do regret doing it considering it was only £2.40 and I will never do it again.

 

But it I was wondering if you could help me with the following

 

1)who will the letter come addressed to and how long does it usually take to come ?(as I don’t want my mom to see it)

2)does it state every little detail about the crime or does it just generalise it? E.g “your daughter has been caught stealing”

3)how do they calculate the fine and if anyone knows roughly how much I may have to pay?

 

And is it worth me paying it or just ignoring it, because I feel if I just pay for it they will leave me alone and I’ll be done with it and won’t have to worry.

Edited by Andyorch
Paras

Share this post


Link to post
Share on other sites

Hello and welcome to CAG.

 

I've moved your thread to the shoplifting forum and left you a link to follow from the Welcome one. People should be along later to advise you.

 

Best, HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Hi and welcome to CAG.

 

First off, I am assuming that Superdrug are part of a shop/storewatch scheme so yes he would be able to pass your details onto others stores within the same scheme BUT, he cannot state that you are banned from other stores. Each store will have different procedures to dealing with shoplifters. You would normally be asked to leave if they chose to. All stores are private and customers are there by invitation only and that invitation can be withdrawn for any or no reason at all.

 

If memory serves me right, Superdrug use Retail Loss prevention (RLP) to collect these "fines!" It is no such thing. It is a charge levied by RLP to you but it has no legal nor lawful power over you. You do not pay it. They have no right to it. Yes they can chase and make statements about court which they don't do. The can't. Only Superdrug can but they don't bother as it would cost them far more than they would ever get back.

 

The bad stuff. RLP will write to you directly but their letters are franked (no stamp) with their name on it. Nasty but I have checked and they can get away with it.

If you don't respond, it has been noted that RLP wrote to the Parent/Guardian. Whether they still do this, I don't know. With this in mind, it would benefit you if you 'fessed up' to your parents but only if you live in a stable family environment. Once that is done, you can direct them to this forum and show them your (and other) threads to show just how powerless RLP are. Letters could take two to three weeks to arrive.

 

The letters generalise matters rather than going into fine detail due to RLP using standard template letters. They don't calculate how much they want. They just make up a number and include that in the letter. They also state that each event costs the retailer £300-£500 which is a load of bovine excement. They include this in order to make you think you owe them X amount. You stole. The store got the goods back. No loss. Security staff are paid whether or not they catch a shoplifter.

 

I really do encourage you to confide in your mum at the very least because you are not obliged to pay this spurious charge-ever. Nobody can take court action against you mainly because you are under 18 and for the reasons above.

 

When you get a letter (IF) can you cover up all your details and post them here. I haven't had a good laugh for ages. Also, read this https://www.consumeractiongroup.co.uk/forum/showthread.php?448994-RLP-FAQ-s-What-do-they-mean-Reviewed-September-2015&p=4762870&viewfull=1#post4762870

 

and read around the forum as well


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Share this post


Link to post
Share on other sites

you are of an age where you are deemed to be responsible for your own actiosn and decision making. this means that RLP have no right or obligation to contact anyione else about this matter and if they do so they are breaking the law.

however, that wont stop them as they know you are unlikely to sue them for the breach of the data protection legislation. best tell your mother what yu have told us, suffer the ear bashing and then explain what we ahve said aboyt RLP and their like with regard to their baseless and unlawful demands for money. your mother may well decide to let them know what a buch of shysters they are if they do write to her if she knows about the advice you have been given.

We dont condone theft or damage of shop's stock but we dont belive that people should be punished twice, especially by soemone who has nothing to do with anything like RLP

Share this post


Link to post
Share on other sites

Hi Applepie123 Hope you are doing well?did you receive the letter with the fine to your home address and if yes did you pay it?

Share this post


Link to post
Share on other sites

Hello abc, welcome to CAG.

 

Hopefully Applepie will reply to you, but in the meantime it would be a good idea to start a new thread of your own and tell us what has happened. That way we can advise you on your particular situation.

 

Best,

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

it is not a FINE

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...