hi everyone

[irnbru1972]

hi ,just signed up so thought i'd say hello to other board members, haven't a clue where to start with reclaiming my bank and cc charges, but ill have a good look through the board.

 

just tried to get my statements from mbna cc services, they want to charge me £2.50 per statement as they say i've already been sent the information and its my fault i never kept them, i quoted data protection but no joy, ?????????????????????? what i do

[suzannebec]

hi everyone, been signed up for a while now but this is the first time in the chat room

[suzannebec]

I wonder if someone could help me.

 

I sent my first letter to the bank on 29/8/06 and to the debt collection agency that was dealing with my overdrawn account. I did get a letter back from my bank but no bank statements. I sent another letter on 23 October with a copy of the first. I got a letter back on the 8th November saying they would forward the statements in next 40 days and return my £10 administration fee. I have since then received about 5 statements. Today received a letter from debt collection agency solicitors saying they will be claiming for a county court claim if I do not pay outstanding within 7 days. Help I just don't know what to do.

[Deller]

hi ,just signed up so thought i'd say hello to other board members, haven't a clue where to start with reclaiming my bank and cc charges, but ill have a good look through the board.

 

 

Hi and welcome to the site,

 

You've defianately taken the first step into claiming back what's rightfully yours.

 

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

 

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

 

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

 

All the best in your claim!!

 

 

Useful links to help with your claim

 

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

 

Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

 

Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Mcol Particulars of Claim

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

[irnbru1972]

Wow reply's already, thought it would take a good while before other peps seen my post, thx ever so much, specially you Deller1

[claire78]

I wonder if someone could help me.

 

I sent my first letter to the bank on 29/8/06 and to the debt collection agency that was dealing with my overdrawn account. I did get a letter back from my bank but no bank statements. I sent another letter on 23 October with a copy of the first. I got a letter back on the 8th November saying they would forward the statements in next 40 days and return my £10 administration fee. I have since then received about 5 statements. Today received a letter from debt collection agency solicitors saying they will be claiming for a county court claim if I do not pay outstanding within 7 days. Help I just don't know what to do.

 

OK no problem.

 

If you can set up a thread for your claim in the relevant bank forum, we can give help and advice throughout your claim.

 

Also please try not to hijack others threads, it makes it difficult to help you if you are hidden in someone elses.

 

In this case, if the debt agency are hassling you, tell them that you are disputing the amount of money owed due to bank charges, I would suggest calling them due to the short timescale they have given, then backing it up in writing.

 

As you are disputing the amount, they cannot proceed until the amount is agreed (ie when your claim is completed).

 

Best of luck:)