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    • Surprisingly they don't mention AT ALL the other times of usage.    It says tfl byelaws bla bla.. Then the last paragraph is "An application will be made in court for a *** contribution towards the costs of TFL. There will also be an application of *** in respect of the fare avoided. Further costs may be incurred if additional docs are required or the matter is not resolved at the earliest opportunity".    The last sentence is interesting. Leaving it open to an OOC on the day? 
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    • no don't call them. you say they DONT mention at all the other times of usage? usually it will say byelaw bla bla  and in the statement say and XXX other times counted to [no.] being TIC if you plead guity and attend which you MUST do
    • Thank you for clearing that up BazzaS.   I am under the assumption that the other offences are TIC given the fact that I admitted the period of use (5 months) in my first letter which gave my explanation of events. In response to my first letter, they decided to prosecute me for the single offence (under the byelaws).    I will call them to double check on this though.     
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bigljelly

Fraud accusation. Cifas Marker

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I took a telephone contract out in 2015 and had issues with the provider from the onset and entered into a dispute which lasted several years before finally taking my case to the ombudsman which I won and the provider was deemed to have mis-sold the contract.

 

All adverse on my credit file was wiped clean. The provider also accused me of face to face category six fraud and entered my details onto the National Fraud Database which has caused me untold grief and countless sleepless nights amongst other hardships. This is not dealt with by the Ombudsman services and was made clear by the Ombudsman that this is a criminal offence/accusation outside their jurisdiction.

 

I believe that I can now take legal action for false accusations of fraud as this has not been included in the Ombudsman rulings and the contract that I was accused of fraudulent activity on has now been deemed mis-sold and void.

 

Does anyone have any views or experience on this type of case and is it the type of case that should take the small claims court route or maybe high court. Constructive comments would be most appreciated.

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WHat operator was it. What was the reason they said you committed fraud?


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I've sent you an email, could you look out for it please?

 

HB


Illegitimi non carborundum

 

 

 

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We could do with some help from you.

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I have checked with Cifas through the SAR process, and it was filed as Fraud, Cifas have recently advised me that they have now removed it. I haven't checked the other two registers and maybe I should, is it usual to be filed on more than one register, thanks for replying Andy,

Regards,

BJ

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CIFAS is the main Fraud Prevention Service which you will normally be registered on.

However send a DSAR to each above.

 

CIFAS will tell you the entry information and why it was added.

 

NHunter will provide info on applications going back 6 years that was checked for Fraudulent Activity.

 

I dont know what Synthetics hold because they are relatively unknown however I would still send a DSAR nontheless...

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The Telecomms Company was EE. The reason for placing the marker was evasion of payment. This was endorsed by Cifas as I have previously explained and the Contract that I signed was deemed missold by the Ombudsman at a later date therefore I conclude there was no evasion of payment. I did refuse to pay at the time as I knew I was mis sold, it just took a long time to prove it. I do not wish to go into further detail at the moment but I do have all the evidence to fully support any legal action. I just do not know which route to take. Thank you for your response,

Regards,

BJ

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The route you take is what do you deem as the damage done and what losses have you suffered ?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Yes, Interesting comment. Five years of distress and serious inconvenience, refused banking facilities on at least five occassions from high street facilities although I only have evidence of two and only one of those has said refusal due to Cifas marker. Threat of loss of business bank account and therefore all income, countless manhours researching, writing letters etc. Stigma, embarresment. The list is getting bigger by the day as I recall events however I am no expert in law as you will probably have gathered but any help and advise is welcome. Thank you for your response,

BJ

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im having the same issue with EE, can i ask how you got them to remove the marker?

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32 minutes ago, Djmarkydee1981 said:

im having the same issue with EE, can i ask how you got them to remove the marker?

Hi DJ, I took the Ombudsman route for misselling in the first instance and the Ombudsman upheld my case, I then advised CIFAS that I was considering legal action for false accusation of fraud against EE and they quite sharply removed the marker. I cannot believe that you intended to commit an act of fraud and you may also have been missold, these orginisations are, I believe, acting in a dis-proportionate manner and using the National Fraud Database for consumer disputes are ridiculous and I would consider small claims court for false accusations. You can PM me for further discussions if you wish and good luck with your fight.

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With your post counts, you won't be able to PM each other, but there's nothing wrong with having an anonymised discussion on here. Anything confidential can be passed via one of the site team, but this often isn't necessary.

 

HB


Illegitimi non carborundum

 

 

 

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I have a cifas misuse of facility from EE dated some 6 years back and cannot open a bank account as a result. Who do I contact to remove this

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you need to create a new topic of your own please

 

hit create in the top red banner

 

dx

 


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Apologies thanks will do

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