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Cabot threatening to send Moorcroft doorstepper - old LLoyds Credit Card debt


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Hi folks, For the last few months Cabot has been sending me letters demanding that I contact them. As the failed to provide me with the CCA in 2016, I ignored them. Today I received a letter stating that they are instructing Moorcroft to arrange a visit to my home.

 

I sent them the template CCA letter on 28th July 2016, and received a reply on 3rd August 2016 stating that they were unable to get the relevant documents, and acknowledging the 12 day limit. (I still have all the letters). Up until recently I have not had any communication with Cabot for the past 2 years.

 

My question is there a template letter I can send and where do I stand?

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don't bother sending silly letter tennis like don't visit template..old hat now.

if someone does appear

simply do not engage them

film them

tell them to leave your property and do not return else you'll call police 101.

 

whats the history of the debt please

original creditor etc etc.

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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This is a credit card debt from Lloyd's bank from 2005, I was paying £5 per month until 2013

 

Thank you dx100uk, is it worth me sending a letter stating that I wish to revoke their right to come to my home ?

Edited by dx100uk
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This is a credit card debt from Lloyd's bank from 2005, I was paying £5 per month until 2013

 

Statute barred then sometime this year .....If its been passed to Moor then count your blessings...its coming to the end of its journey :becky:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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yes ring Lloyds and ask

and as post 2

don't go sending any silly letters..

 

thread title updated for clarity and moved to the Lloyds forum.

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Thank you Andyorch, Is there anyway I can find out when the last payment was made short of combing my bank statements ?

 

Have you had a look at your credit files ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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