In the Particulars of Claim. From GLADSTONES they have included copies of 2 notices that don't exist and other random images we need to refer to these in the WS but they are not numbered?
should I write to Gladdies?
Yup, you may well find out that many of these debts are unenforceable, and no longer need to worry about them, and an IVA may well be unnecessary.
I was nearly in nearly 3 times as much debt as you, and only ended up paying back a few thousand. If I'd have paid full attention to everything here, that amount would have been zero.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!