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Pension Credit

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Is there any advice anyone can offer on Pension credit.

 

My sisters situation is she has been advised to apply for pension credit and a little help with her mortgage.

The problem is she is a "mortgage prisoner" and cannot afford to sell her house, it needs a lot of repairs, and cannot get a cheaper deal.

 

She has been working until recently, she is age 69, but if she did receive pension credit it would not cover all of her mortgage, even with the amount she would receive from the Government.

Her son is helping her at the moment and will carry on doing so until she can eventually sell the house, then she plans to repay him the loan.

 

My question is

would they allow her to do this or would any money, lent to her by her son be counted as income.

If you are not able to advise could you tell me where I could find this out for her.

Thank you.

Edited by dx100uk
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moved to the benefits forum


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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We could do with some help from you.

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Borrowed money is not income, so it would not affect her Pension Credit. It would be best if she could show (bank statements or whatever) where the money came from just in case there is ever a compliance check on her claim, but she should not lose any PC because of this.


PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

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I checked out the Age UK link but it didnt have any information regarding help from a relative. Thank you therefore for your reply antone, will pass on this information to her.

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