Jump to content

  • Tweets

  • Posts

    • Thank you, but won’t they just look further back and see we were living together from 2016?
    • Yes you can provide the information. Council Tax bill is in name of Mr xxxxxx   It is simply the case of answering questions and providing the information as it is.   It is anxiety that is making your brain think, I can't provide this or that. Just wait to the interview and you won't have any problem.    Following the interview, Tax Credits staff will work out overpayment using the information provided and issue a letter.                   
    • Includes eligibility, appeals, tax credits and Universal Credit View the full article
    • Please will you give us the company name, post up a copy of the receipt in PDF format and also the name of the builder. You have got his address. I suggest that you visit the land registry web search and see whether he is the registered owner of the property https://www.gov.uk/search-property-information-land-registry  There will be a fee for this information that it is important to get it. The reason you're doing this is because you are highly likely to end up taking a small claim against him and you want to know what assets he has which you can enforce against. I suggest that you take photographs of everything and also speak to your new builders and ask them to provide a written description of the state of affairs as they found the before they started doing the work. You should also ask them for their own evaluation of the materials which they found on site when they started the work. That might give you an idea of their value. Make sure you get a list of the materials which had been supplied. Also it will be a good idea if you could set everything out that happened in a bullet pointed chronology. Skip the narrative – it's far too long. We need to get a nutshell view of exactly what has happened.  
    • Hello and welcom to CAG. People should be along over the course of the day to advise.   In the meantime, I've edited a few paragrphs into your post to make it easier for those advising to read. Please try to break up your posts because reading a solid block of text is difficult to read and can put people off.   Best, HB
  • Our picks

    • @curryspcworld @TeamKnowhowUK - Samsung 75 8K TV - completely broken by Currys. https://www.consumeractiongroup.co.uk/topic/426151-samsung-75-8k-tv-completely-broken-by-currys/&do=findComment&comment=5069075
      • 4 replies
    • @skinnyfoodco Skinny Foods. https://www.consumeractiongroup.co.uk/topic/426130-skinny-foods/&do=findComment&comment=5068996
      • 8 replies
    • I’m in desperate need of help
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
      evans said they couldn’t refund the money because PayPal have cancelled the refund because of the open dispute
      I contacted PayPal
      they said the dispute had been closed but Evans at no point had attempted a refund.
      fast forward to today
      I’ve got copies of numerous messages sent to and from twitter messages as it’s the only way I can contact them
      I’ve also contacted their customer service too
      all I get is PayPal have cancelled refund because dispute is still open.
      I have proved that the dispute is closed
      I have got an email saying that if Evans sent the refund they would accept it
      but up until the date I got the email they have not once attempted a refund .
       I have sent them a letter before court email
      I have even offered to have the full refund as a gift card just to get this sorted !
      I’m literally at the end of my tether and don’t know where to turn next !
      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .
    • In desperate need of help. https://www.consumeractiongroup.co.uk/topic/425244-in-desperate-need-of-help/&do=findComment&comment=5067040
      • 29 replies

Lloyds Current A/C Charges reclaim

Please note that this topic has not had any new posts for the last 580 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi All


From recent activity and instilled confidence boost - going through all my SAR's and have literally hundreds ££ of charges to be reclaimed.


SO - Initially Thinking of reclaiming unfair charges for a Lloyds CURRENT a/c running through Sep 2001 till 2007.


The current account is now closed and has been sold to DCA.


Just wanted to confirm ( as not many recent threads on this subject )


is the best route to take ( as over six years old claim ) is : -


1 ) Court Action ( MCOL Claim ) ? including Pre-Action protocol.


Just read from from an old post c.2013 from Slick132 - Getting charges back on a bank current a/c is not likely unless :-


1. There is Financial Difficulty (or hardship) involved, and there is lending (eg an overdraft) in which case you could use The Lending Code to reclaim charges from March 2011 onwards.


Is this still the case ?


Many Thanks

Link to post
Share on other sites

No harm in trying but they'll probably pull the sb card

please don't hit Quote...just type we know what we said earlier..


if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.


DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.



Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...