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Brandonflower123

Car credit Hire and difficult third party insurance

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Please can you guys advise me what I can do. The Third party insurance making it very difficult and seem like they are looking for ways not to pay. If this is the case I will be liable for the costs, which would set me back in life.

 

 

 

Background

 

1.I had a collision, and claimed for the damage to my car personal injury.

(it was non-fault but the Third party claimed 50/50). The case went one.

 

2. Third Party gave me a cheque for half on non-prejudice basis. The day they sent this, My solicitor took the hire car back from me.

3. Cheques take some time to clear, However I saw a car I liked. I asked for a loan from my cousin, on the basis that I pay him back when the cheque clears. (he previously said no, as I had nothing to pay him back.

 

A few months down the line my solicitor called me. They cant get a better offer than 50/50. Its his word against mine.

 

I asked what will happen to the hire car fees. They said you will get half. The other half will be written off by the hire company. I agreed.

 

I thought everything was done,. but 7 weeks later...

 

Issues

1. Third party wants proof I brought a car (I give them insurance documents)

2. Third party checks my bank statements. They ask were is the transaction for the car. (The car was brought cash in hand, I gave them proof of the bank transactions of my cousin loaning me money, plus screen shots from his bank. And screen shot that he paid my insurance money.

3. Third party gets in touch again. Where is the cheque we gave you and why did you not borrow money earlier. (I sent a screen shot of the cheque in my bank and said no one wanted to give me a loan) but once the cheque was posted I had people willing to loan me money as I had means to pay them back.

 

not heard anything back yet.

 

 

Questions

 

Why are they making it so hard? I just want this to over. My life has been put on hold. Because I am afraid of what may happen if they refuse to pay.

 

I seen many posters around about the same situations, but never the final result.

 

I just don't want to keep prolonging this. I have provided enough evidence to show the need for a hire car, plus they have my bank statements they know my financial situation.

 

what more do you think they can ask?

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Hi and Welcome to CAG

 

I have moved your thread to the appropriate forum...you should get a response shortly

 

Please continue to post here to your thread.

 

Regards

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Basically it is of no concern to them what you did withy the money. Tell them to get knotted.

Edited by Andyorch
Quote unnecessary

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That is what I think but thinking more.

 

-they may want to know if I had another car while I had the hire car. Hence there questions 1 and 2

- they are disputing the length, hence why they asked for question 3 and why I couldn't borrow money earlier.

2.

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Basically it is of no concern to them what you did withy the money. Tell them to get knotted.

 

I really do agree, but Im just afraid that I will have to pay for the hire car.

 

My use of hire car is justified, and they are trying to find a way to get out of it

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I really do agree, but Im just afraid that I will have to pay for the hire car.

 

My use of hire car is justified, and they are trying to find a way to get out of it

 

 

How long was the hire for?

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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