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Tracy24582

Lowell court claim , what to do now?

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Hi, hoping you guys can offer some help please, I’ve had a letter from Lowell’s about an old catalogue I had & that they acquired the debt in 2017, I don’t recall having received a letter of claim but this is asking for a response in 14 days, total amount including court fees is £912.

How should I proceed, I cannot pay that amount, does this have to go to court now or is there any way that I can sort this out outside the court, what happens if it does go to court?

are Lowell’s helpful enough to try & resolve without court action or is too late now 😞

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Hi Tracy and Welcome to CAG

 

Not sure exactly what you have received without you scanning and uploaded a redacted copy.

 

The following is what you should receive before litigation is commenced.

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?481827-The-Pre-Action-Protocol-for-Debt-Claims-is-made-by-the-Master-of-the-Rolls-as-Head-of-Civil-Justice-1st-Oct-2017

 

Regards

 

Andy


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Hi, I’m not sure if I received the letter of claim, I moved address a few years ago so I honestly don’t know if they have or haven’t sent me anything initially 😞 what should I do, the form looks pretty legit though. What should I do now I’m freaking out as I’ve read things about £255 additional court fines etc

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Okay thats a court claim....read the following thread which explains the process and how long you have to respond.

 

Copy and paste the Q,s and your responses from the following link and post back here for further advice.

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do-**UPDATED-Jan-2019**(2-Viewing)-nbsp


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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