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renee125

3 ccjs at old addresses

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Only if they didnt know your new address.  If they knew your new one, then yes. But youd still need a good reason to dfend it, otherwise theyll just reissue it


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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Well if they’ve written to me here then they know it right? Is that not a reason to defend it? I don’t really understand what counts as a good reason 

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no doesn't work like that

you either to the OC [before the sale] or the debt buyer[after the sale]  had to have written to informed either of a move

if you've simply 'run away' from your debts and moved without contacting all of your outstanding debt owners from your credit file and those not well SB'd ..then sadly them writing to you..is of no legal use

its called a phishing letter to see if you'd respond from your new address, if you didn't..bingo, guaranteed backdoor CCJ all the way .

 

dx

 


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So finally got a letter from Lowell at my current address who have been writing to my old address saying that I’m £300 in arrears in ccj payments and they’re now considering bailiffs and I have 14 days to pay or call if I can’t.

 

so do I contact them and tell them I can’t pay or fill in the income form for the court?

 

thanks

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N245 time

did you not do that?

or cant afford the fee?
 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Posted (edited)

Cause they weren’t writing to me here I didn’t do it yet but will now . Is it suspend warrant or reduction in payment offer? And what am I offering to pay instead?

 

thanks

Edited by renee125

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just offer a low pcm 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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