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3 ccjs at old addresses


renee125
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Only if they didnt know your new address.  If they knew your new one, then yes. But youd still need a good reason to dfend it, otherwise theyll just reissue it

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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no doesn't work like that

you either to the OC [before the sale] or the debt buyer[after the sale]  had to have written to informed either of a move

if you've simply 'run away' from your debts and moved without contacting all of your outstanding debt owners from your credit file and those not well SB'd ..then sadly them writing to you..is of no legal use

its called a phishing letter to see if you'd respond from your new address, if you didn't..bingo, guaranteed backdoor CCJ all the way .

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

So finally got a letter from Lowell at my current address who have been writing to my old address saying that I’m £300 in arrears in ccj payments and they’re now considering bailiffs and I have 14 days to pay or call if I can’t.

 

so do I contact them and tell them I can’t pay or fill in the income form for the court?

 

thanks

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N245 time

did you not do that?

or cant afford the fee?
 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Cause they weren’t writing to me here I didn’t do it yet but will now . Is it suspend warrant or reduction in payment offer? And what am I offering to pay instead?

 

thanks

Edited by renee125
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just offer a low pcm 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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