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    • It is the speeding matter which will cause you the most trouble.   If you have been "flashed" a Notice of Intended Prosecution (NIP) and a request for you to provide driver's details will be sent to your old address. If you fail to respond to the request  you will be prosecuted for failure to do so. A conviction for that offence carries a hefty fine, six points and an endorsement code that will see your insurance costs go through the roof for the next five years.   You need to either get access to the post at your old address or contact the police in the area you believe you were flashed. How long ago do you believe you were flashed? 
    • Fair enough. I've got everything here, belt and braces  so I'll send the lot in.   Thanks again.
    • What this could be is someone living in your area, wanted to get an online quote, without giving their true name and address. This is so they get an idea of the premium, without the Insurers holding onto their details.   There are also market research companies and Insurers rating analysts that apply for quotes, based on made up names/addresses. An Insurance company I worked would receive dozens of returned post on a daily basis, where we found that quotes had been obtained using false details. On the envelopes it would be noted, that Mr G Raffe or Mr M Mouse has never lived at the address.
    • Shame but thanks Andyorch and everyone for the advise.. appreciated muchly..   Hadituptohere 
    • thanks dx, yeah it's good to know the hopes and good to prepare for the worst.   I will update here once something comes through. thanks again for all your help:)
  • Our picks

    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 3 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
      You are entitled to refuse counsellor visits and not incur any charges.
      Any charges for counsellor visits must not seek to make profits. The cost of the visits must be passed on to you at cost price.
      We are hearing stories of people being charged for counsellor visits for which there is no evidence that they were even attempted.
      It is clear that some mortgage lenders are trying to cheat you out of your money.
      You should ascertain how much has been taken from you and claim it back. The chances of winning are better than 90%. It is highly likely that the lender will attempt to avoid court action and offer you back your money.
      However, you should ensure that you receive a proper rate of interest and this means that you should be seeking at least restitutionary damages - which would be much higher than the statutory 8%.
      Furthermore, you should assess whether the paying of demands for unlawful excessive charges has also out you further into arrears and if this has caused you further penalties in terms of extra interest or any other prejudice. This should be claimed as well.
      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
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      • 0 replies
ANDREAMOUR

Smart Parking PCN - Energie gym Sheldon Birmingham - now Gladstones Solicitors Letter Before Claim

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Hi All

Im looking for some advice on this one.

 

Back on 20/12/17 i went to park on a carpark behind some shops previously this was an actual carpark for use of shoppers.

 

As i went into the entrance of carpark i noticed a sign on the wall on right hand side as you enter the carpark so i pulled to the left hand side to read it

(The entrance is an ally way between 2 shops as shown in my Picture There is no signs visible until you enter the carpark)

It said that the carpark is now for gym use and to check terms and conditions in the carpark

 

I left my car where it was which wasnt actually parked in a designated space the carpark in a space and had a look for the terms and conditions but all i could find was the same signs as id already read.

 

I walked round to the gym entrance but couldnt see any terms and conditions there

So i just got in my car and turned around and left

i was there for 7 minutes

 

then on 11th jan 2018 i received a parking charge notice which i ignored as i never actually parked in the car park just pulled over to one side of the entrance but the number plate reading system had clocked me as i entered

 

on the 13th feb i received a letter from DRP asking for £160

i contacted DRP and a sent them CPR 31.14 Request

 

I then received another letter from DRP on 26 fen 2018 thanking me for my communication but explaining that i couldnt challenge the charge

 

I ignored that and heard nothing until a few days ago when Gladstones solicitors wrote with a letter before claim dated 4th feb 2019

 

I understand that they will take it to county court

 

Should i just wait for a county court claim and try defend this or is there another avenue.

Edited by ANDREAMOUR

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1st can you complete this:

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?462118-Have-you-received-a-Parking-Ticket-(5-Viewing)-nbsp

 

2nd you stayed less than 10 mins.

you are allowed to take a minimum of 10mins to read things, as you did and decide.

 

not sure why you sent a CPR?? there is no court claim yet.

 

you need to send them the std snotty insulting letter you'll find in numerous threads here

inc a bit about the 10mins grace period.

 

can you please put all those docs/pix in ONE multipage PDF

read upload.

 

I've removed your single page links else we'll be here all day downloading single pages.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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Thanks for your quick response dx100uk

 

Sorry about the photos wasnt sure how to do it last time i put pictures up on here we did it with Tinypic

 

I will draw up a letter then and see what happens

 

1 Date of the infringement 20/12/17

 

2 Date on the NTK 11/01/18

 

3 Date received 13/01/18

 

4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] No

 

5 Is there any photographic evidence of the event? no

 

6 Have you appealed? [Y/N?] post up your appeal] no

Have you had a response? [Y/N?] post it up

 

7 Who is the parking company? Smart Parking

 

8. Where exactly [carpark name and town] Energie gym Sheldon Birmingham

 

For either option, does it say which appeals body they operate under. Ias

Edited by dx100uk
merge

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ah useless smart parking

urm interesting

you say no pixs on the NTK?

then it cant be an ANPR capture then?

but eitherway they are either out of time from the NTK if they claim it was ANPR

or

they are too soon, if they claim it was a vanishing windscreen ticket?

 

I wonder if this is a local taking pictures under commission [naughty under GDPR] and sending them in

 

can you get the NTK up please

so we can have a laugh?

before you do anything

as ericsbrother can have a field day here with a good snotty letter for you..

 

thread title updated

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Sorry there is the Picture of my number plate from the ANPR but only shows the reg

I have some pictures but theyre not scanned in my Scanner is out of action at the moment

 

Gladstones have asked the payment to be made out to Debt Recovery Plus

IMG_2045.JPG

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PDF only please and both sides - so we can zoom

you can also use a mobile phone or digital camera

read upload


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Gladstones have asked that payment be made to Drips.

That means the letter came from Drips using Gladstones headed paper. Just shows the kind of crooks they are.

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sorry wrong thread

 

try again.

 

time for the snotty/insulting letter in many threads here

mention stay was under the min 10mins


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Tell gladstones that

"no contract was entered into for several reasons and in any case their clients havent complied withe their ATA code of practice and allowed a minimum of 10 minutes grace period. Gladstones should speak to Will and John at the IPC and get them to tell Smart that they have no cause for action and any court claim will result in another epic fail for Gladstones for a multitude of reasons that will all be brought out at the time."

 

you may not appreciate the context of this but they certainly will. Smart have failed to create a liability, the NTK isnt POFA compliant and the signage is pants. I would also bet they dont have the correct permissions to be there either.

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