See if you can get your friend to confirm in writing that they owe you £2k and that they will pay you say £50 per month, until the amount is repaid in full.
If you issued a County Court claim and obtained a CCJ, if your friend does not have ability to pay you, then you would have incurred additional costs without recovering any of the original loan amount.
click CCA request and read all the posts there not just the template one.
no a cca request is simply to check that they hold a copy of the legally signed paperwork (your agreement) , else if they don't it's deemed unenforceable till they do get one (if ever)!!
as for the SAR , not a lot to adapt, but read all the posts there too.
I never got it in writing. It was just some phone calls and me sending the money from my bank account to the company's bank account. I don't think he could argue it was a gift ( also, my wife knew about it from the beginning ) . My last contact with him was like 2 -3 weeks ago. He never argued about the debt, but he kept on telling me he has no money. I checked the company on the Company's House and that is how i knew the owner of the company changed in January.
It says you have to enter your notice reference and vehicle VRN to start your appeal process, I have looked at the various MET web pages and can't find /see a route to looking at the photographs or am I missing something?
PCN_redacted with vehicle (part redacted).pdf
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