Jump to content


  • Tweets

  • Posts

    • 1st again why do you keep changing things before you send them   you've added counterclaim in to our std CPR 31:14 you sent? why? this opens you up to additional costs and I hope you didnt tick counterclaim when you did AOS on mcol too?   also I notice you've  played with our std OD defence above too...   pers I would refrain from continuing to change things as they are written in the frain they are for specific reasons.   your defence is due by 4pm Monday [day 33]   here are 2 versions you will ofcourse need to adapt them to lowells para no's and remove the NOA stuff as your docs show Lowell have complied with those. but don't forget to mention other documents provided to date notably statements contain no proof they came from Lloyds but rather Lowells own internal data system    dx   1. It is admitted with regards to the Defendant entering into an Agreement referred to in the Particulars of Claim ('the Agreement') with the [insert original creditor] . .  2. The defendant denies that the account exceeded the agreed overdraft limit due to overdrawing of funds but is as a result of unfair and extortionate bank charges/penalties being applied to the account. .  3. I refute the claimants claim is owed or payable. The amount claimed is comprised of amongst others default penalties/charges levied on the account for alleged late, missed or over limit payments. The court will be aware that these charge types and the recoverability thereof have been judicially declared to be susceptible to assessments of fairness under the Unfair Terms in Consumer Contracts Regulations 1999 The Office of Fair Trading v Abbey National PLC and others (2009). I will contend at trial that such charges are unfair in their entirety. .  4. It is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer crediticon Act 1974. The Claimant has yet to provide a copy of the Notice of Assignment its claim relies upon. .  5. The claimant is denied from added section 69 interest within the total claimed that as yet to be decided at the courts discretion. .  6. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. .  The claimant is also put to strict proof to:-. .  (a) Provide a copy agreement/facility arrangement along with the Terms and conditions at inception, that this claim is based on.  (b) Provide a copy of the Notice served under 76(1) and 98(1) of the CCA1974 Demand /Recall Notice and Notice of Assignment.  (c) Provide a breakdown of their excessive charging/fees levied to the account with justification.  (d) Show how the Claimant has reached the amount claimed.  (e) Show how the Claimant has the legal right, either under statute or equity to issue a claim.  (f) Show how they have complied with sections III & IV of Practice Direction - Pre-action Conduct. .  7. On receipt of this claim I requested documentation by way of a CPR 31.14 request dated [xxxxxxx] namely the Agreement and Termination Demand Notice referred to in the claimants Particulars of Claim. The Claimant has failed to comply with this request. .  By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief. .  .............. or  Particulars of Claim  1.The claim is for the sum of 2470.56 in respect of monies owing pursuant to an overdraft facility under account number XXXXXX XXXXXXXXXX.  2.The debt was legally assigned by Santander UK Plc to the claimant and notice has been served.   3.The Defendant has failed to repay overdrawn sums owing under the terms and conditions of the bank account.   The Claimant claims:  The sum of 2470.56 Interest pursuant to s69 of the county courticon Act 1984 at a rate of 8.00 percent from the 7/04/2015 to the date hereof 14 days is the sum of 7.58Daily interest at the rate of .54  Costs Defence  The Defendant contends that the particulars of the claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.   1. It is admitted with regards to the Defendant once having had banking facilities with the original creditor Santander Bank. It is denied that I am indebted for any alleged balance claimed.   2. Paragraph 2 is denied.I am not aware or ever receiving any Notice of Assignment pursuant to the Law and Property Act 1925. It is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer crediticon Act 1974. The Claimant has yet to provide a copy of the Notice of Assignment its claim relies upon.   3. Paragraph 3 is denied. The Original Creditor has never served notice pursuant to 76(1) and 98(1) of the CCA1974  Any alleged amount claimed could only consist in the main of default penalties/charges levied on the account for alleged late, rejected or over limit payments. The court will be aware that these charge types and the recoverability thereof have been judicially declared to be susceptible to assessments of fairness under the Unfair Terms in Consumer Contracts Regulations 1999 The Office of Fair Trading v Abbeyicon National PLC and others (2009). I will contend at trial that such charges are unfair in their entirety.  4. As per Civil Procedureicon Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.  The claimant is also put to strict proof to:-.  (a) Provide a copy agreement/overdraft facility arrangement along with the Terms and conditions at inception that this claim is based on.  (b) Provide a copy of the Notice served under 76(1) and 98(1) of the CCA1974 Demand /Recall Notice and Notice of Assignment.  (c) Provide a breakdown of all excessive charging/fees and show how the Claimant has reached the amount claimed.   (d) Show how the Claimant has the legal right, either under statute or equity to issue a claim.  (e) Show how they have complied with sections III & IV of Practice Direction - Pre-action Conduct.  5. On receipt of this claim I requested documentation by way of a CPR 31.14 request dated April 2015 namely the Agreement and Termination Demand Notice referred to in the claimants Particulars of Claim. The Claimant has failed to comply with this request.   By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.  Regards  Andy    
    • Hi   Just read your thread and looked at the Docs posted in your PDF.   1. from AST to rent a Car Parking space you need to have signed a Car Parking Agreement for a Space and for visitors you should have asked permission for another space in advance with a fee to pay. (i also assume renting a parking space would be at a cost)   2. You have no signed Car Parking Agreement nor visitor space agreement.   Did you not fully read that AST before you signed it and pick up what is stated about parking and ask them about this Car Parking Agreement and if you need one to park in the car park?   You could formally complain to them about what was verbally said to you but unless you have evidence of this it may be hard to prove.   You should also contact them and ask how you go about renting a Car Parking space/costs and about the Car Parking Agreement also what the process is for a visitor car parking space/costs.   You need to be aware that they could class you and your visitor as illegally parking in there car park without consent nor a signed car parking agreement which they could use as a Breach of your Tenancy Agreement so you need to be careful in how you are approaching this and where you are parking.   Just for info on checking Manchester Life website they have numerous buildings/apartments/car parks but you may be in a building where some of the apartments are leasehold and as part of there leasehold they may have purchased a car parking space in that building. (so how do you know you are not parking in a space that someone in the building has legally purchased?)
    • It converts a forthwith to monthly payment which is set to suit your finances...so if £5 a month so be it...rubber stamped by the court....if you try to negotiate direct ...which it sounds thats what your doing.....they can alter it whenever they feel like it and if you dont comply can execute the judgment...but not if you submit an N245 as advised.   But hey what do we know ? 
    • you still got that spreadsheet I did for you?   dx  
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 187 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi Bailiff Advice

 

My sister only gets housing, PIP and ESA after all bills are payed so shes only left with £50 a week to live on. I think she would need to set up a payment plan because she doesn't have any saving so wouldn't be able to pay the fee in full. Will sending these forms off stop the bailiffs from coming because I'm worried about the cars on the front.

 

Andrew

 

I have already answered your question about whether sending the forms will stop bailiffs attending (no they won't as the 'cut off' time to make a payment arrangement (and avoid a bailiff visit) is 6pm Monday. The earliest that enforcement would be placed 'on hold' would be early Tuesday morning.

 

You really do need to be making Jacobs aware of your sisters health and financial situation as soon as possible.

Share this post


Link to post
Share on other sites

And move the cars away for the time being Jacobs will clamp or take all or any vehicle(s) they see outside and ask who owns it later.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

Hi bailiff Advice

 

Sorry I didn’t mean to put the bit about her representation she hasn’t appealed because she only received the letter from jacobs. Her v5 had her old address on until Jan 2019. And no it’s not parking related it’s driving in a bus lane. I’m sorry I hold my hands up I copied it from the other article that was posted.

 

Is there any articles related to a bus line driving complaint I could see to get an idea for what to put.

 

Thanks

Andrew


We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

Share this post


Link to post
Share on other sites
And move the cars away for the time being Jacobs will clamp or take all or any vehicle(s) they see outside and ask who owns it later.

 

Thanks for the advice brassnecked

 

How far should we move the cars? And should we move them after Sunday morning or would they only start coming after the dead line at 4pm Sunday? Also I’m guessing not to answer the door and make sure the windows are locked and the side entrance is locked?

 

Thanks

Andrew


We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

Share this post


Link to post
Share on other sites

Move them a fair way away, next street possibly do it ASAP, Jacobs might cruise past and see what is outside in readyness. They probably have your sister's car VRM from the PCN though.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

 

Is there any articles related to a bus line driving complaint I could see to get an idea for what to put.

 

Thanks

Andrew

 

There is no need to be looking at a complaint about a 'bus lane' contravention. An Out of Time witness statement cannot be used to make representation about the penalty charge itself. Also, it is difficult to make representation about a 'bus lane' contravention.

Share this post


Link to post
Share on other sites
There is no need to be looking at a complaint about a 'bus lane' contravention. An Out of Time witness statement cannot be used to make representation about the penalty charge itself. Also, it is difficult to make representation about a 'bus lane' contravention.

 

Thanks for the advice Bailiff Advice

 

How should I word the reasons for the complaint on the TE7 and TE9 forms? Or do I just put didn’t receive any correspondence due to moving address?

 

And on updating Jacobs to my sisters financial situation can I write them a letter with a income n outgoing or do I need to ring them? And if I do will I be able to speak on her behalf?

 

 

Thanks

Andrew


We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

Share this post


Link to post
Share on other sites

She doesn't have grounds to appeal against the ticket as it was her fault that no correspondence was received. It was her responsibility to inform the DVLA of a change of address and she didn't. That in itself is enough for the DVLA to fine her. By submitting a PE2 and PE3 stating that she did not change the registered keeper's address, she is placing herself at risk of a fine from the DVLA.

Share this post


Link to post
Share on other sites

they only have 6mts

they are out of time


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

If she can’t appeal against the ticket can she not get the fine back to the council or will it now have to stay with the bailiffs? She hasn’t got any money to pay up front and I don’t want to put my car or my brothers car at risk from bailiffs

 

Can she make an out of time for not receiving the correspondence?

 

Thanks

Andrew


We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

Share this post


Link to post
Share on other sites

She’s happy to pay the ticket with what she can afford on a repayment plan with the council. But if it stays with the bailiffs she’s never pay it off with their fees.

 

Andrew


We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

Share this post


Link to post
Share on other sites

can I just clarify something.the very first she knew about this PCN was when Jacobs came on the scene...she has not appealed or done anything to date?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites
can I just clarify something.the very first she knew about this PCN was when Jacobs came on the scene...she has not appealed or done anything to date?

 

 

Hi xd100uk

 

jacobs was the first she knew about it. Her v5 had her old address on until Jan 2019 so I assume all the letters from the council went to her old address but since Jacobs letter is dated Feb 2019 that’s why it came here because they had the new address then.

 

Thanks

Andrew


We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

Share this post


Link to post
Share on other sites

Jacobs would have traced her.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

thread title updated for clarity of issue


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites
She doesn't have grounds to appeal against the ticket as it was her fault that no correspondence was received. It was her responsibility to inform the DVLA of a change of address and she didn't. That in itself is enough for the DVLA to fine her. By submitting a PE2 and PE3 stating that she did not change the registered keeper's address, she is placing herself at risk of a fine from the DVLA.

 

Whilst I agree with you that the reason WHY notices from the council had not been received (because there had been a delay in updating DVLA with the address details on the V5C), it doesn't change the fact that the notices were not RECEIVED and this is why the law provides for Out of Time witness statements (or statutory declarations) to be submitted. That is a fact.

 

I would disagree wth you on your point that motorists confirming on Out of Time witness statements that they had failed to update their V5c is placing them ay risk of fine from DVLA. I have submitted two Freedom of Informations requests on this very point to ascertain just how many people have been fined over the past 5 years and there appears to have been NO PROSECUTIONS at all.

Share this post


Link to post
Share on other sites
Thanks for the advice Bailiff Advice

 

How should I word the reasons for the complaint on the TE7 and TE9 forms?

 

She cannot use forms TE7 and TE9. These forms are applicable for parking related offence. I suggested these forms after you had stated that your sister had made representation to the council and had not received a response. You posted back to confirm that in fact, no such representation had been made and that the offence was for a bus lane contravention. If so, the forms needed are forms PE2 and PE3.

 

PS: For anyone that may read this post anytime in the future, there is a great deal of confusion regarding the correct forms to be used when submitting an Out of Time witness statement.

 

The governments intention is that all these applications should be submitted as Witness Statements and this is why legislation had been passed 2 years ago to REVOKE forms PE2 and PE3 and replace them with forms TE7 and TE9. Although the legislation was in place, an an implementation date set (April 2017) the legislation was CANCELLED when the Prime Minister issued a snap general election. It has not as yet been placed back on the statute book. Therefore, the present position with the forms is as follows:

 

For all LOCAL authority issued parking contraventions....Forms TE7 and TE9 are needed.

 

For all LOCAL authority CCTV contraventions (bus lane, yellow box junctions, no right turn etc....Forms PE2 and PE3 are needed.

 

For Transport for London congestion charges ....forms PE2 and PE3 are needed.

 

For unpaid Dartford Crossing tolls....Forms TE7 and TE9 are needed.

 

For unpaid Merseyflow tolls....Forms TE7 and TE9 are needed.

Share this post


Link to post
Share on other sites
If she can’t appeal against the ticket can she not get the fine back to the council or will it now have to stay with the bailiffs?

 

As she receives ESA and PIP, she is potentially a vulnerable person. She can contact the council and explain what has happened, tell them about he health conditions and ask that the debt is returned. It is at the discretion of the council if it agrees or not.

Share this post


Link to post
Share on other sites

Hi everyone thank you for your replies

 

I’m a bit confused now thou on what I need to do tomorrow. I’ve moved all the cars and anything of value from the front. I’m I using the pe2 and pe3 forms for her. And if so am I putting that she didn’t received any of the letters because she had moved address? Also can she go to any court to get it witnessed?

 

Thanks

Andrew


We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

Share this post


Link to post
Share on other sites

you don't need to put WHY forms were not received

just that they were not..

 

yes ring the council.

you can explain her health etc and that you are submitting forms PE2 and PE3 and the rest of the story ….they might roll things back there and then..

 

it is all already explained by BA in post 15.

 

as for witnessing

that is already explained by PT in post 19.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites
you don't need to put WHY forms were not received

just that they were not..

 

yes ring the council.

you can explain her health etc and that you are submitting forms PE2 and PE3 and the rest of the story ….they might roll things back there and then..

 

it is all already explained by BA in post 15.

 

as for witnessing

that is already explained by PT in post 19.

 

dx

 

 

Hi dx100uk

 

Thank you for clearing that up will I be able to ring the council for her or would she need to do it?

 

Im going to get her to go to the county court today to get the pe2 and pe3 forms witnessed. I’ll put the following for the reasons on the forms

 

Miss Victoria complains that the council failed to send correspondence relating to a Bus Lane Penalty charge notice.

Miss Victoria has been disadvantaged by this in two ways. Firsty, she has been denied the opportunity to pay the penalty at the earlier 50% discounted rate, and secondly, she has lost the opportunity to appeal the ticket.

 

Please let me know if anything needs to be changed.

 

Thanks

Andrew


We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

Share this post


Link to post
Share on other sites

I’m on break at 2pm so I could ring the council then to explain the situation to them. Or if my sister has too do it and I couldn’t on her behalf she could do it now. She could also head to the court to get the documents witnessed today.

 

I just need to send them to her but I’m not sure if what I posted above for the reasons will be enough or is right.

 

Any help would be much appreciated.

 

Andrew


We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

Share this post


Link to post
Share on other sites
you don't need to put WHY forms were not received just that they were not..

 

yes ring the council.you can explain her health etc and that you are submitting forms PE2 and PE3 and the rest of the story ….they might roll things back there and then..

 

Can I just correct you DX. Motorists absolutely MUST provide the reason WHY the Penalty Charge Notice had not been received.

 

If an error had been made with a penalty charge notice (for example; correspondence wrongly addressed......the penalty had already been paid...... or an appeal had been made to the council and there had been no response), then the motorist can request that the debt registration at the Traffic Enforcement Centre be CANCELLED. This is done by simply submitting either a Witness Statement (TE9) or Statutory Declaration (PE3) to the Traffic Enforcement Centre. Such an application must be made within a strict period of 21 days from the Order for Recovery. If payment is not made or a witness statement submitted within 21 days, then a warrant will be issued and the debt passed to bailiffs to enforce.

 

If the motorist had not received the OfR then clearly he would not have been able to submit a witness statement. Therefore, to ensure that he is not disadvantaged, legislation allows him to seek PERMISSION to submit a witness statement LATE (Out of Time) in other words, outside of the 21 day period.

 

In doing so, the motorist must send TWO forms to the Traffic Enforcement Centre. One form will be a Statutory Declaration (PE3). However he must ALSO send another form called a PE2 as well. This form is entitled:

 

Application to file a Statutory Declaration Out of Time.

 

Crucially, the form has the following words:

 

'My reasons for filing the Statutory Declaration outside the given time are as follows: (Please give FULL details)'.

 

So you see, when it comes to an Out of Time (late) statutory declaration, legislation provides that the motorist needs to provide FULL details as to WHY they are filing their Statutory Declaration LATE.

Share this post


Link to post
Share on other sites
Hi dx100uk Im going to get her to go to the county court today to get the pe2 and pe3 forms witnessed. I’ll put the following for the reasons on the forms Miss Victoria complains that the council failed to send correspondence relating to a Bus Lane Penalty charge notice.

 

Miss Victoria has been disadvantaged by this in two ways. Firsty, she has been denied the opportunity to pay the penalty at the earlier 50% discounted rate, and secondly, she has lost the opportunity to appeal the ticket.

 

Andrew, as I have already pointed out, the forms need to be from Victoria herself. Furthermore, you simply cannot say the the council failed to send correspondence to her. This is because, they DID send the correspondence to her. They correctly sent correspondence to the address provided by DVLA (which was your sisters previous address). The council have done NOTHING wrong.

 

As I have stated many times, she needs to be providing a reason WHY she is sending the application late. The following is a really rough example which should be modified to suit:

 

I could not send this Statutory Declaration any sooner as I only became aware of this penalty on xxxx

 

The council have informed me that all letters from them had been sent to my previous address. I had already moved from that address before the bus lane offence.

 

I did update my Log Book with DVLA but this was only done in January 2019. The reason why I had not been able to update my address details sooner is because xxxx

Share this post


Link to post
Share on other sites

Hi Bailiff Advice

 

So I need to put in the reasons for both forms that she didn’t receive the forms due to her not having the right address on her V5?

 

Sorry you’ve probably already said what I need to do but I’m crap with things like this and I’m just panicking because the clocks running out and I’ve still not rang the council or sent the letters because I don’t no if I can speak on my sister behalf or know exactly what to put in the reasons box.

 

I just don’t want to send them wrong even if there probably going to be rejected. I just want the Bailiffs stopped so we can park are cars back on the drive and my sister can set up a repayment plan to get this behind her

 

 

Thanks

Andrew


We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...