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Had interview with compliance officer re PC have to provide copies my wife business accounts for last 4 years - no problem sending HMRC accounts photocopies. No profit made. No savings but we took out a lifetime mortgage on house and draw down to clear debts ( Credit Card 11K) Would they regard this as income? does that leave me liable to interview under caution + having to pay back? How far can they go back? and can I stop having PC as I am ill and can't take stress? HELP!

Thank you

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Money that you have borrowed is not income, but if there are large payments going into and out of your accounts you would be best to provide documentation to prove where the money came from.


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Thank you, that's fine. No large sums in last 2 years and previous was 3.5K drawn down to repair roof ! Accounts are all low Thank you Antone

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