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    • ,OK  Firstly forget about court , at least for now and possibly for ever, dont pay any fees direct to anyone. NO one has ever won a case over something like this, however, many have suffered £1000 in costs for following inaccurate advice.   I suppose this will be arrears of payment for rent or damages to next door. Was it the same Bailiff company enforcing this as performed the possession? Anyway.   Forgive me if you have already replied to the following. Was a Notice of enforcement received, where was it addressed. Where in the timeline was it sent, before the CCJ or after, if so how long after.   The reason for this Is, if the order of enforcement had not been received by the bailiff or until alter the warrant was issued to your friend, you could have bought the car, with no repercussions.   £500, probably get £50 to 100 at auction, after costs, just not enough in it for them I think they will be convinced you know where he is, hence the pressure. I dont think they will be interested in the car or anything else from you,    I did notice someone saying that VAT are not payable on HCEO fees. They are of course. These Bailiffs are self employed and therefore liable for tax. The mentions I have seen refer to the officers Firm of HCEO who are not self employed themselves of course, they are employed by the firm..   The creditor firm may be asked to pay VAT on the fees he has to pay the HCEO business(to start enforcement for instance), and it is those fees that he may be able to reclaim though his own business account, in the normal way. You cannot reclaim tax someone else has paid, unfortunately.   If you suspect fees are out of order, first step is always complain to the bailiff and the creditor. Court is never necessary in these circumstances, no legitimate adviser would ever bring the subject of  high court hearing up. Ludicrous nonesense.
    • Why would you think you could not do so ?   Visits to US are subject to US entry rules.   If you have a debt owing in an Islamic country such as Saudi Arabia, UAE, they have some court registration system, which may mean that it is noted when you attempted to visit a Middle Eastern country . You may then be stopped at the border and possibly detained while the debt issue is dealt with.
    • We're way past Feb 2019 - did you mean 2020 ?   In any event, never mind a refund - if you're not welcome at the gym, cancel the DD mandate immediately.   Don't bother with what Harlands tell you and don't speak to them at all, for any reason ! They tell porkies and have nothing at all to do with you being unwelcome at the gym.   Let us know how it goes with the No Win , No Fee solicitor.   😎
    • It was not retweeted by Trump, in fact his press secretary Stephanie Grisham said he ''strongly condems'' what he's heard of it even though she claims he hasn't yet seen it .     It has been widely criticised for being in extremely bad taste. If even Trump thinks it's over top what does it say about the decision to post it here?    
    • as post 7^^^ fee is due to be paid by 25th oct. your WS is due 2 weeks before the court hearing in nov IF lowells pay the fee!!   are your next move
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Angel Steele

Intrum UK Finance - tesco credit card

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Morning all

 

I unfortunately defaulted on a Tesco Credit Card in 2011. I continued to pay Tesco a small amount each month and the Default came off my Credit Report after the six year period in 2017.

 

Yesterday I received a letter from Tesco advising they had sold the debt to Intrum Finance. Oddly enough it was in the same envelope as the letter from Intrum advising they now had ownership of the debt and in one paragraph they said "the Credit Reference Agencies will soon update their records to say you owe money to us, not Tesco Personal Finance".

 

As it is over six years since the Default with Tesco does the fact that they have bought the debt now mean there will be a further Default on my Credit Report lodged by them?

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No it should not appear on your CRA,the 6 year period is up.However keep a close eye on your CRA Intrum would not be the first to try and register a new default.

For info LINK try this quite often

FS

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If they did try to register it as a new Default how would I go about getting the Default removed? It is somewhat worrying that this is even possible.

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you would query it , should be a button to dispute on the entry, they probably just sent standard template one fit all type, so just keep an eye on entries probably not see it from now on, how are you going to deal with the DCA?

 

Both same envelope is standard procedure these days and accepted thru authorisation between companies so no argument there


:mad2::-x:jaw::sad:

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Send them a cca request now the debt has been sold


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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Thanks for replies so far. Letter from Tesco says they have assigned it to Intrum.

 

I have been paying Tesco a small amount each month so will continue to pay Intrum the same. Their letter was more advisory than anything else. It gave their bank account details - I usually paid Tesco by electronic transfer each month.

 

Why would I need to send a CCA Request - to see if they have bought the debt or are just acting on behalf of Tesco you mean?

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Its sold

You have a notice of assignment

Cca them


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I am sure you have covered this,did you have PPI with the account.

CCA will throw up any ???? with the account, for example have they all the correct documentation for starters.Opinions vary on this but I would send the CCA request to Intrum,they will probably reply they will have to go back to Tesco,they have a time limitation to reply often referred to as 12+2 days to reply

 

FS

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When did you take out the card, that might have a bearing on how you deal with this if it was before 2007.


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Hope its ok to jump in here. I have had the same letter. Checked my noddle and saw that Intrum had done a search.

 

My card was taken out between 1999-2001 i think. It was defaulted in 2004.

 

Brassnecked, whats the difference if it was taken out before 2007 ?.

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please start a new thread

this one is for advising AS


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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