Jump to content

 

BankFodder BankFodder


mightyroyals

Backdoor TM legal CCJ - old 1st stoploan - help

style="text-align:center;"> Please note that this topic has not had any new posts for the last 475 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi

 

I have an outstanding CCJ which is being dealt with by tm legal services.

 

I had previously told them I had health issues and suffered from anxiety which had meant I was currently unemployed and after filling in their income and expenditure form they told me they would have their specialist team deal with my case.

 

Since this email conversation I have heard no more from them and this was in December.

I have sent emails every week trying to find out what is happening but I don't ever get a response and I have also sent letters in the post again with no response.

 

This is really making my anxiety flare up not knowing what is happening and I am petrified I will just get a balliff turn up at my door to take my stuff.

 

Is there anything I can do as like I said this is starting to make me really ill with not knowing what is going on.

 

Thanks in advance

Edited by dx100uk
spacing

Share this post


Link to post
Share on other sites

What was the CCJ for and how much? We need to know how much to assess what type of Enforcement they could use if they "accidentally"forget to answer you, and consider your circumstances.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

Hi

 

Thanks for the reply it was for a loan with 1st stop and has about 650 left on the account

Edited by dx100uk
quote

Share this post


Link to post
Share on other sites

Try and make an arrangement to pay before they think of sending in a HCEO, as the debt is over £600. When was the CCJ issued, and was it a Forthwith judgment as all at once?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

Hi

 

The ccj was awarded in 2014 and was awarded by default as I had moved and never got the paperwork.

 

Is it worth me making an official complaint to them or can I make one to the court as all offers I have made for the past 3 months have been ignored.

If a bailiff did come I have nothing they would take other than a telly that's worth about 20 pound if that.

 

I won't phone them as they bully you on the phone and with my anxiety I will be stupid enough to do whatever they say

 

Thanks

Share this post


Link to post
Share on other sites

So nearly 5 years and they haven't chased You?

Have you paid anything yet


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Yes I had been paying whilst I was employed but then as soon as I was unemployed they got nasty and then they ignore me now

Share this post


Link to post
Share on other sites

moved to the legal forum

 

bailiffs cant do anything if you ignore them.

its a civil consumer debt

no right of forced entry allowed

 

have you a copy of the CCJ and the claimform.??

if not ring northants bulk and ask for copies via email pdf.

 

get the information 1st them we can properly help you.

 

tell us about the loan ...what happened , why you couldn't pay it at the time

didyou have other PDL'd and debts and defaults on your credit file too whilst you took this one out?

and when you last paid anything to TM legals or their clients..who are?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...