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paulfoel

House insurance AXA/BV solutions. - wont pay out because of pre-existing damage***Resolved***

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So they can't insist I provide VAT invoices after the cash settlement then?

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I don't like to agree with the insurer, but I'm not sure why you think they should pay VAT on the invoice if you haven't paid VAT. Maybe I've missed something.

 

HB


Illegitimi non carborundum

 

 

 

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I don't like to agree with the insurer, but I'm not sure why you think they should pay VAT on the invoice if you haven't paid VAT. Maybe I've missed something.

 

HB

 

No you misunderstand. I'm not after something I haven't paid myself.

 

For the sake of argument, they pay me £1000 in cash settlement. Am I then obliged to provide invoices up to the value of £1000+VAT (after which they will pay an extra £200 on to top).

 

Or am I free to do it myself if I want, or pay a mate, or pay someone whos not vat registered? (which is my favourite option). Or ultimately, not that I'm going to, leave it as if is and trouser the cash?

 

I thought it was a case of heres the cash now go away but they were obliged to stump up the vat if you proved you'd paid it. If you never went back to them with an invoice they didnt care about it.

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Threads merged....please do not start new threads on the same issue.

 

Andy


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Think a post got missed here somehow in the merge.

 

To confirm, Im not trying to pull a fast one and there is nothing dodgy going on. They've now paid the cash settlement.

 

Understand the VAT thing now. Fair enough from the insurer. What I want to understand though is with a cash settlement, do I HAVE to provide a VAT receipt to prove I didn't pocket the cash? Or dont insurer care now and are just being nice about the VAT?

 

I was hoping to panel the ceiling rather than plaster the ceiling (as listed on statement of works from insurer) and maybe get the floor done in a few months rather than immediately. Just wondered if I could do that.

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Do as you wish now they have paid you....forget the VAT.


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Do as you wish now they have paid you....forget the VAT.

 

Right so the VAT on top is the "we'll pay it if you give us an invoice" but there is no obligation on my part now?

 

I guess no skin off insurers nose if I claim the VAT because they themselves claim back? is that right?

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Forget the VAT


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Right so the VAT on top is the "we'll pay it if you give us an invoice" but there is no obligation on my part now?

 

I guess no skin off insurers nose if I claim the VAT because they themselves claim back? is that right?

 

Insurance companies cannot reclaim the VAT.

 

... but, no they will not chase you for a VAT invoice.

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