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Ribena18

Link financial chasing 3 old style loans from years ago

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I took out 3 loans 96-99.

I never repaid as I didn’t earn enough.

 

I didn’t defer for the years 12-17.

 

I got a letter to defer in 2017, when I did it, they said it was too late and it has been passed to link.

 

I have been hounded for nearly two years.

I am not in a position to pay it back.

 

now they have said I have to reply within seven days or else.

What can I do?

If anything?

Edited by dx100uk
spacing

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wasn't passed to link, it was sold under a gov't scheme to thesis holdings plc?

[an offshoot of the link family]

 

so these were originally with the student loan company?

 

don't be scared of link

a DCA is NOT A BAILIFF.

 

expand you story please

 

thread title updated for clarity of issue


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I contacted Thesis to ask to defer but they said it was too late.

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haha fleecing link for you

was this by phone or letter and what exact date please?

 

so you last deferred in 2011? and that date please


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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By phone Thesis told me this. The date of the letter I can’t be sure exact but it was May 2017. I last deferred I think it was April 2011. Deferment ended in April 2012.

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then imho its statute barred.

 

dx

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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Ok, I just caught on I could open that link!

New to this.

 

So statute barred meaning from the day it was due to be repaid.

 

What date would that be?

 

And what is my next move?

 

Contact link or thesis with this new bit of info?

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No sb is from your last deferment letter..so either send them our sb letter from the debt collection section of the library or ignore them


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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so as post 8 anyway

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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Do you think it is still SB?

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As post 8


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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Ok. I’ll let you know how it goes. Fingers crossed!

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So today is 11 April and my sb letter was posted 6 Feb. I haven’t heard anything. What do you think this means?

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Their still huddled around a desk trying to decipher what you mean :becky:


We could do with some help from you.

 

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