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    • And again I see Vanquis getting mixed up with Notice of Default rather than Default Notice (there is no such document in English Law or the CCA1974) its an American Legal Document which is connected to Mortgages and Foreclosure)   Your default notice is attached to a Notice of Default ...which is dated...but look at the Default notice itself...its not dated....   A recent cagger lost his case on this fact as the judge accepted the date on the Notice of Default could be accepted as the start date as the letter connected itself to the Default Notice.   As for the agreement NA1 they state in their statement its a reconstituted version of the agreement relied upon......yet you applied on line so your name would not be on the agreement at this stage....as DX states it would simply be a tick box.   Look closely at the start of the agreement it refers to parties 1.2.......you yourself your means the person signing this agreement and whose name and address is stated on the Reply Card or Application.........which renders the alleged agreement as nonsense...as there would be no requirement for an online application to contain 1.2.   Andy 
    • Thanks for the reply @Will Goodfellow tbh, that is what I suspected from the reading around in have done.   So HSBC wouldn't likely accept the certificate of termination alone or a copy of the t&cs from Knightsbridge that were signed..?   But how would we make a claim for it from Creditfix?    Thanks
    • Yes, that's correct.  There is nothing else apart from what I have uploaded.
    • Thats fine jb I just wanted to be clear that NA1 is the only document they rely on and that there was no other versions being disclosed. 
    • Oh I don’t doubt you, I just find it brilliant and amusing.   All I’ll add is don’t be too confident they’ll be foolish forever, be prepared for them getting their act together. No harm in being prepared!!!
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Sweet Justice

Retailer offered tape to repair cracks in boots

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Hi,

 

I'd be grateful if anybody could give advise me on my rights for the following issue.

 

I bought a pair of waterproof boots from a well-know firm that sells outdoor & rock climbing gear.

The boots have developed cracks on the panel that runs around the shoe and is attached to the sole.

 

The sole itself is fine.

The boots however are no longer fit for purpose.

 

I showed them to the shop assistant who told me that it's general wear and tear and there's nothing they can do about it.

I asked if they could repair them and was told I could (buy) and try a tent repair tape, but that they weren't sure if it would work.

 

I am in doubt as to whether that is really the case and was wondering if anyone knows what my rights are in this situation.

Thank you.

Any advice will be much appreciated.

 

Sweet Justice

Edited by dx100uk
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How long ago did you buy them? When did they break. How much are they worth?


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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if it is the same well know store I am thiking of they have a 1 year guarantee on their boots but the welt coming away isnt wear and tear anyways. i wouldnt put up with the respnse from the store, get on to head office and ask them to take over the complaint.

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How long ago did you buy them? When did they break. How much are they worth?
you need to answer this question before we can go any further

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Thank you for your replies everyone. I'm guessing that I bought them over two years ago. I'm sorry, my health condition affects my memory. I can never give precise answers, especially when it comes to dates and timelines. Two years may seem like a long time, but since they are snow boots, it's only for a short time in the year that I actually wear them. For the mileage I've covered, they should have lasted longer. I'm a slow walker as I have fibromyalgiya. So again, it's not like I've been very active/hiking in them. Is it ok to post picture here to explain exactly what the damage is and why I feel it shouldn't be classed as wear and tear but a fault with the material used? Thank you.

 

Edit: They were £60. They have been redesigned and priced at £80 now. Oh and another thing. When I first bought them I left a review on the website. It would have been a good way to determine the date of purchase. However there's no reviews on the website anymore. I am wondering if others experienced the same problem.

Edited by Sweet Justice

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Hi all,

 

Am I to assume that my complaint isn't valid due to reasons given? Would appreciate any feed back. Thank you.

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Sorry. It seems your post got lost here. feel free to post up pics, so we can see if its is an inherent fault or if its wear and tear.

 

Also, how long after you bought them did they fail?


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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as it is over 2 years it has to be a latent fault, ie a manufacturing problem so the retailer is within their rights to tell you it isnt to do with them.

I agree that wear and tear is unlikely but materails do degrade with age so you should find out who the maker's rep in the UK is and get on to them to ahve them properly assessed. An exchange for a nice new pair would be a reasonable outcome but be prepared to accept a voucher towards the cost of another pair of boots.

You could ask whether they ahve been tested by a company like SATRA to detemine what should be the lifespan of a pair of the same.

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Hi

 

Thank you for your reply. I am sorry I can’t remember when the cracks first appeared. I believe that due to the location of the damage and short time I’ve worn them (in the winter for short trips to the shops etc), the damage should not have occurred at all. Here are the pics showing the damaged and I am convinced it is due the the material not being flexible enough to bend with the natural movements of the foot.

 

edit: sorry image too large to upload. I don’t know how to resize it. Will try later God willing.

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problem is the burden of proof is for you to show unless there is a known problem already with them, hence asking them about whether they can show you thieir testing results. Salt can degrade leather and most materials if left to dry into the fabric so again you will ahve to show that you took reasonable care of them.

If I bought a car and it had a 7 year warranty that would be void if I diont keep the oil topped up, radiator fluid levels correct and various other small things that need to be done. likewise the service record will have to be fully up to date so knowing about recalls on that model, known faults etc make it easier to argue that any problem is under the warranty. you will have to do your homework if you wnat to get anywhere with this

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